Paul has always been available to either see us or speak on the telephone, he has a good back-up office where his staff are friendly and very helpful. He helped us to consolidate our finances reduce costs and increase returns bringing us up to date with other investment opportunities. Paul has been a great help to us as our circumstances have changed a lot and his advice for the future has given us more confidence on how to manage our future. Paul's advice and recommendations have been good and we have confidence that if our circumstances were to change again Paul would do his best for us to cope with a new situation. For us the personal touch is most important and I hope he is able to continue this without technology taking over too much.

I was dissatisfied with my previous adviser and felt the service being provided was not really what I wanted and seemed so complex. I transferred to Paul and after a period of 12 months under his guidance he reduced the number of funds held and rebalanced my holding into a more suitable arrangement . A couple years further on the outcome was quite a bit better than I had expected and his service and client care is second to none.

We wanted to release equity from our house and required an Independent Financial Adviser to handle the process - which is required by most equity release lenders.He provided fair and objective advice, helped us choose the right package and lender for our needs and being independent had no vested interest in promoting a particular company or product. He thoroughly took into account all of our requirements and explained clearly the entire process and the implications of equity release. We were extremely happy with all the counselling and advice provided by Paul and could not think of anything that he could have done better.

Paul took his time to understand who I am, what I might need in the future and how that might be realised and gives his time generously. Paul was recommended to me and I am delighted he's on my side.