Cogent Financial Services
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Mortgages
- Buy to let
- First time buyers
- Flexible
- High loan to value
- Remortgage
- Residential
- Self employed
-
Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Traded endowment policies
- Unit trusts
-
Insurance & protection
- Accident & sickness
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
-
Business
- Corporate pension
- Employee benefits
- Group critical illness
- Group income protection
- Group life insurance
- Group pensions
- Group private medical insurance
- Group protection
- Group risk
-
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
-
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
-
Financial planning
- Wealth management
-
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Cogent Financial Services is an IFA practice which provides financial planning and advice services to its clients.
Cogent can work with clients on a one-off project or on an on-going basis.
All advisors are experts in pensions, investments, life insurance and mortgages.
Cogent also works with businesses operating group pension schemes for their employees.
We have a transparent charging structure and we will discuss and agree our fees before any chargeable work is started.
An initial meeting is held at no charge.
A core area for Cogent is working with clients to plan their retirement income. Critical to our retirement planning is developing a tax efficient saving strategy. We also advise on pension income to include flexi-access drawdown.
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