I have known Kate from the 12th February 2018 she came round to advise me on my retirement. I must say Kate talks to you in a way you can understand. She puts everything down on paper which for me was great because once Kate had gone and you then go over things in you head and so you don't forget anything you got it on paper. I would recommend Kate to any one she is always there to answer any questions.

We needed to confirm that our plans and thoughts were going in the right way and sought Kate's help in doing so. Having explained our situation, Kate was easily able to put our minds at ease and advise us accordingly, which was a great help. Our meeting was friendly and relaxed with no pressure; all relevant legalities and costs were explained clearly. Whilst we will not now need Kate's input for a few years, we would have no hesitation in seeking her help when we reach that point.

I just wanted to thank you so very much for your friendly and extremely knowledgeable financial advice you gave me recently. It had been something that I had been concerned about for some time and it feels so reassuring to now been in a position where I feel able to make informed decisions about managing my finances both now and in the future. I felt your advice was professional and showed such a breadth and depth of knowledge that met all my needs and then some. I am so grateful to you and will, I am sure, be seeing you advice again in the future. I have already recommended you to some of my family and friends. Thank you

Kate went through all the options open to me, including taking a separate annuity. Very happy with service level.