CopperHouse Financial Limited

Independent Financial Adviser  Moulsham Mill, Chelmsford, Essex, CM2 7PX
First meeting at adviser's own cost
We provide individual bespoke advice based on your personal or business requirements and aspirations, try us out.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 18th May 2020
Meet our advisers
Christine Warrington
Mortgage and Protection Specialist
Guy Hammett MIFA
DIRECTOR

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

This qualification assesses a knowledge and understanding of pension transfer options available and their implications, including income options, legislation and regulations impacting pension transfers, transitional issues as a result of different forms of protection, and the relationship between pension returns and options and investment and capital risk.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

What our clients say
Guy Hammett has advised us for many years. He has taken great care to establish an understanding of our financial position and our current and future requirements. Whether it’s a question of investments, property, inheritance tax planning, pension provision, or how to make the most efficient use of pension and investment income, he has always given his prompt attention and offered clear and honest advice
Jenny & Richard Black, Chelmsford
Guy has looked after my pension, life assurance, and mortgages for approx. 15 years during which time he has provided sound advice and explained things to me in layman’s terms. I have been so impressed that he now deals with my son’s mortgage and insurance requirements.
Stan Bakowski, Dartford
It was a good day when 13 years ago and recently widowed I first met Guy Hammett for financial advice. He immediately gave me confidence as his first priority was to establish my particular requirements and then to answer my many questions in terms I could readily understand. He has maintained constant support and has always been very approachable for both urgent and basic queries. Over the years his sound financial advice, always tailored specifically for me, has given me the security to make important decisions such as moving house and now to enjoy my retirement to the full. I could not have asked for more.
Dr Jill Lincoln, London
I find both Copperhouse Financial and Guy Hammett our Financial Adviser first class, they have a very open and honest attitude, also their fee’s/charges are competitive but fair. The service that both my wife, and myself have received has been prompt and without any problems. Whatever area within our portfolio both the company and adviser are efficient and capable.
Don & Linda Murphy, Chelmsford
About us

CopperHouse Financial Ltd is a small team of advisers with offices in Chelmsford . We are dedicated to developing long term relationships with all our clients. We find that once people decide to use our services they rarely go elsewhere.

Established in 2008 we are directly regulated by the Financial Conduct Authority. We operate with complete Independence and without panel restrictions.

Our ethics, interest, knowledge base and professionalism all help us to provide well rounded, personal and plain English solutions to all aspects of financial planning.

Should your planning needs be outside of our extensive knowledge and regulatory approvals and therefore require specialist input we are also blessed with some excellent local contacts with accountants and solicitors.

We believe in the value of joined up thinking this is more than just an annual review, and about really engaging with our Clients. Money is important and that's what you are asking us to look after. Therefore the journey is constant and we pay great attention to markets and news that supplement the fundamental planning process.

Our services

We believe that our greatest asset is our ability to relate to our clients and to fully engage with their needs and aspirations. This not only helps us to understand people but also and more importantly to provide the best possible outcomes in the given circumstances.

We work constantly to improve our processes and services to make sure we are providing understandable and personal advice in an ever increasingly regulated world.

In short, we keep it personal.

Where to find us
Head office address: Moulsham Mill, Parkway, Essex, Chelmsford, CM2 7PX
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 18th May 2020

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