We can advise you on
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Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
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Mortgages
- Buy to let
- Buying first home
- Equity release
- Flexible mortgages
- High loan to value
- Next home / Remortgaging
- Self-employed mortgages
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Financial planning
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Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
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Savings
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Insurance & protection
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
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Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
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Business
- Employee benefits
- Group pensions
- Group protection
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Long Term Care
Meet our advisers
Guy Hammett MIFA
DIRECTOR
Qualifications & Accreditations
Hide qualifications
FP3 - Identifying and satisfying client needs (CII)
This exam accesses understanding of identifying and satisfying client needs.
FP2 - Protection, savings and investment products (CII)
This exam accesses understanding of protection, savings and investment products.
FP1 - Financial services and their regulation (CII)
This exam accesses understanding of the financial services and their regulation.
CF6 - Certificate in Mortgage Advice (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
DipFA - Diploma for Financial Advisers (LIBF)
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
Adv CeMAP - Advanced Certificate in Mortgage Advice and Practice (LIBF)
This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.
AwPETR - Award in Pension Transfers
This qualification assesses a knowledge and understanding of pension transfer options available and their implications, including income options, legislation and regulations impacting pension transfers, transitional issues as a result of different forms of protection, and the relationship between pension returns and options and investment and capital risk.
CeRER - Certificate in Regulated Equity Release (LIBF)
This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
Christine Warrington
Mortgage and Protection Specialist
What our clients say
I find both Copperhouse Financial and Guy Hammett our Financial Adviser first class, they have a very open and honest attitude, also their fee’s/charges are competitive but fair.
The service that both my wife, and myself have received has been prompt and without any problems. Whatever area within our portfolio both the company and adviser are efficient and capable.
Don & Linda Murphy, Chelmsford
It was a good day when 13 years ago and recently widowed I first met Guy Hammett for financial advice. He immediately gave me confidence as his first priority was to establish my particular requirements and then to answer my many questions in terms I could readily understand. He has maintained constant support and has always been very approachable for both urgent and basic queries.
Over the years his sound financial advice, always tailored specifically for me, has given me the security to make important decisions such as moving house and now to enjoy my retirement to the full. I could not have asked for more.
Dr Jill Lincoln, London
Guy has looked after my pension, life assurance, and mortgages for approx. 15 years during which time he has provided sound advice and explained things to me in layman’s terms.
I have been so impressed that he now deals with my son’s mortgage and insurance requirements.
Stan Bakowski, Dartford
Guy Hammett has advised us for many years. He has taken great care to establish an understanding of our financial position and our current and future requirements. Whether it’s a question of investments, property, inheritance tax planning, pension provision, or how to make the most efficient use of pension and investment income, he has always given his prompt attention and offered clear and honest advice
Jenny & Richard Black, Chelmsford
About us
CopperHouse Financial Ltd is a small team of advisers with offices in Chelmsford . We are dedicated to developing long term relationships with all our clients. We find that once people decide to use our services they rarely go elsewhere.
Established in 2008 we are directly regulated by the Financial Conduct Authority. We operate with complete Independence and without panel restrictions.
Our ethics, interest, knowledge base and professionalism all help us to provide well rounded, personal and plain English solutions to all aspects of financial planning.
Should your planning needs be outside of our extensive knowledge and regulatory approvals and therefore require specialist input we are also blessed with some excellent local contacts with accountants and solicitors.
We believe in the value of joined up thinking this is more than just an annual review, and about really engaging with our Clients. Money is important and that's what you are asking us to look after. Therefore the journey is constant and we pay great attention to markets and news that supplement the fundamental planning process.
Our services
We believe that our greatest asset is our ability to relate to our clients and to fully engage with their needs and aspirations. This not only helps us to understand people but also and more importantly to provide the best possible outcomes in the given circumstances.
We work constantly to improve our processes and services to make sure we are providing understandable and personal advice in an ever increasingly regulated world.
In short, we keep it personal.
Compliance
Your home may be repossessed if you do not keep up repayments on your mortgage.
Authorised and Regulated by the Financial Conduct Authority, No 790065 CopperHouse Financial Ltd is a Private Limited Company. Registered in England and Wales, Registered No 10956622
