Cormorant Partnership LLP
24th June 2019
Providing clear and independent financial advice to our clients since 2008.
We can advise you on
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Business
- Group income protection
- Group pensions
- Group protection
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Financial planning
- Wealth management
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Investments
- Investing for income
- Investment trusts
- ISAs
- Offshore investments
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Mortgages
- Remortgage
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Pensions & retirement
- Pensions & retirement planning
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Insurance & protection
- Life insurance
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Savings
- School fees planning
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Tax & trust planning
- Estate planning
- Taxation planning
Meet our advisers
Niall Wijetunge CFP IMC Dip PFS
Private Client Wealth Adviser
Qualifications & Accreditations
FP2 - Protection, savings and investment products (CII)
This exam accesses understanding of protection, savings and investment products.
FP1 - Financial services and their regulation (CII)
This exam accesses understanding of the financial services and their regulation.
CF5 - Integrated financial planning (CII)
This exam accesses understanding of the financial services industry, and its regulation, products and processes.
CF4 - Retirement Planning (CII)
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
CF3 - Financial Protection (CII)
This examination assesses a knowledge and understanding of financial protection plans.
CF1 - UK financial services, regulation & ethics (CII)
This exam accesses understanding of the financial services industry including regulation and legislation.
J06 - Investment Principles, Markets and Environment (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.
J05 - Pension Income Options (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
J04 - Pension Funding Options (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
J02 - Trusts (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.
J01 - Personal Tax (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.
CF2 - Investment and Risk (CII)
This examination assesses a knowledge and understanding of investment products and the risks involved.
AF5 - Financial Planning Process (CII)
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
AF4 - Investment Planning (CII)
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
Accreditations
Paul Haley Dip PFS
Partner
Qualifications & Accreditations
G20 - Personal Investment Planning (CII)
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
G10 - Taxation and Trusts (CII)
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
R03 - Personal Taxation (CII)
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
R02 - Investment Principles (CII)
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
FP3 - Identifying and satisfying client needs (CII)
This exam accesses understanding of identifying and satisfying client needs.
FP2 - Protection, savings and investment products (CII)
This exam accesses understanding of protection, savings and investment products.
FP1 - Financial services and their regulation (CII)
This exam accesses understanding of the financial services and their regulation.
CF5 - Integrated financial planning (CII)
This exam accesses understanding of the financial services industry, and its regulation, products and processes.
CF4 - Retirement Planning (CII)
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
CF3 - Financial Protection (CII)
This examination assesses a knowledge and understanding of financial protection plans.
CF1 - UK financial services, regulation & ethics (CII)
This exam accesses understanding of the financial services industry including regulation and legislation.
Accreditations
What our clients say
Niall provides thoroughly researched advice, timely implementation and great service levels. He is an intelligent and personable advisor with utmost integrity. I would highly recommend him to others looking for someone solid and trustworthy to help them with financial advice and transactional services.
Cormorant Partners has provided excellent personal investment and financial advice and services. His creative use of investment vehicles has delivered impressive results over and above my expectations.
Hello Niall,
I just wanted to take the time to thank you so much for the clear guidance you gave me in respect of my pension options. I had tried to understand the information that employers had sent to me and also presented to me via a webcast. I must admit, I was confused and found myself struggling to know what I should do.
Thank you for simplifying the jargon into terms that I could understand, and also for such a swift response. I would not hesitate to call on you if I need any future guidance in respect of my finances.
Regards,
Andy
Niall keeps up to date with, and has a good understanding of world-wide economies, politics, market movements and trends, and advises his clients on their investments accordingly
Where to find us
Cormorant Partnership Llp, 28 Throgmorton Street, Greater London, London, EC2N 2AN
Make an enquiryAbout us
Founded in 2008, Cormorant Partnership is an Independent firm of financial advisers based in the City of London servicing clients across London and the South East.
Our reputation has been built through years of attentive holistic financial planning for our clients. As a client, you can expect to receive impartial advise over a full spectrum of your financial needs and be provided clarity on your financial situation, your present and future goals and the ways and means to achieve them.
Having been founded as a response to a small group of clients with a desire to have one trusted adviser, we have kept this as our ethos as we have grown since 2008. A client working with Cormorant will expect to have a dedicated adviser with which to build a trusted partnership.
Our services
Our advisers cover all areas of investments and financial planning. Our specialisms are:
Investment Advice
General tax planning
Inheritance tax planning
Estate Planning
Pension Planning (incl SIPPs / SSAS)
Protection
Similar advisers near you
We are part of the award winning Canaccord Wealth Management Company with UK assets under management in excess of £10bn.
We specialise in advising UK Resident/Non Domiciles. We are fully independent and do not make any initial charges.
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