Countrywide Financial Solutions

Independent Financial Adviser 19A Clifton Street, Lytham, Lancashire, FY8 5EP

First meeting at adviser's own cost

Response rating

9.0/10

10th December 2018

As Independent Financial Advisers, We can offer products and services to cater for all your investment, mortgage and insurance needs.

We can advise you on

Business
- Commercial mortgages
- Corporate pension
- Employee benefits
- Group critical illness
- Group income protection
- Group life insurance
- Group pensions
- Group private medical insurance
- Group protection
- Group risk
Financial planning
- Wealth management
Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Traded endowment policies
- Unit trusts
Mortgages
- Bad credit
- Buy to let
- Commercial for individuals
- Equity release
- First time buyers
- Flexible
- High loan to value
- Home reversion
- Overseas
- Remortgage
- Residential
- Right to buy
- Self build
- Self employed
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
Insurance & protection
- Accident & sickness
- Buildings and contents
- Critical illness
- Healthcare
- Home and leisure
- Income protection insurance
- Large business
- Life insurance
- Payment protection insurance
- Small business
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Long term care
- Long term care

Meet our advisers

Gavin Sturgess APFS Chartered Financial Planner

Director/Chartered Financial Planner

Qualifications & Accreditations Hide qualifications

R08 - Pensions Update Programme

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

MAQ - Mortgage Advice Qualification (CII)

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

G10 - Taxation and Trusts (CII)

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

Chartered Financial Planner (CII)

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

AF5 - Financial Planning Process (CII)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

R02 - Investment Principles (CII)

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

G20 - Personal Investment Planning (CII)

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

R04 - Pensions and Retirement Planning (CII)

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

K10 - Retirement Options (CII)

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

G60 - Pensions (CII)

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

AF3 - Pension Planning (CII)

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

Accreditations

Andrew Stammers Dip(PFS) Certs CII (MP & ER)

Independent Financial Adviser

Qualifications & Accreditations Hide qualifications

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

What our clients say

"A combination of industry expertise and personal service sets Countrywide FS apart. Our adviser has always sought to put our personal needs ahead of merely selling products. From pensions and investments to tax and property, Countrywide has always been by our side. We wouldn’t want it any other way."

Mr & Mrs W, Lytham

Where to find us

19A Clifton Street, Lytham, Lancashire, FY8 5EP

About us

CFS work closely with a number Risk Profiling
Asset Allocation Specialists and independent investment
research companies to provide a range of risk
rated portfolios with a regular review service. These
specialists include Moody's and Morningstar
OBSR. We provide a regular review service that will
appeal to Trustees looking to fulfil their duties under the
Trustee Act.
Our Services Include, but are not limited to:
• Retirement Planning / Pensions
• Investment Planning
• Inheritance Tax Planning
• Mortgages
• Life Assurance
• Critical Illness Insurance
• Income Protection
• Strategic Tax Planning
Inheritance and general tax planning are not regulated by the Financial
Conduct Authority.

Our services

Countrywide Financial Solutions takes the hassle
& worry out of managing your finances by providing
tailored advice in a simple & jargon free format. Being
Independent Financial Advisers, CFS work to ensure your
financial goals and aspirations can be achieved whilst
protecting you from the possible pitfalls.
To ensure your plan delivers the required results will
usually require ongoing reviews as your personal financial
situation develops over time. At CFS we offer the option
of a full ongoing review and monitoring service. All our
financial planners are fully qualified and have many years
of experience.

Compliance

The value of investments and the income from them can go down . You may not get back the original amount invested.

A pension is a long term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legalisation.

G Sturgess Financial Planning LTD trading as Countrywide Financial Solutions is an appointed representative
of Tenet Connect LTD which is authorised by the Financial Conduct Authority

We can advise you on

Business
- Commercial mortgages
- Corporate pension
- Employee benefits
- Group critical illness
- Group income protection
- Group life insurance
- Group pensions
- Group private medical insurance
- Group protection
- Group risk
Financial planning
- Wealth management
Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Traded endowment policies
- Unit trusts
Mortgages
- Bad credit
- Buy to let
- Commercial for individuals
- Equity release
- First time buyers
- Flexible
- High loan to value
- Home reversion
- Overseas
- Remortgage
- Residential
- Right to buy
- Self build
- Self employed
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
Insurance & protection
- Accident & sickness
- Buildings and contents
- Critical illness
- Healthcare
- Home and leisure
- Income protection insurance
- Large business
- Life insurance
- Payment protection insurance
- Small business
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Long term care
- Long term care

Advice methods

Telephone
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£0

Minimum pension value

£0

Minimum mortgage value

£0

Compliance

Contact options

Similar advisers near you

True Bearing Ltd (Lytham St Annes Branch)

Independent Financial Adviser 0.85 mi

Mark recently appeared as a Top Rated UK adviser in the Times.

See profile

Studio 61 Wealth Management Ltd

Independent Financial Adviser 1.18 mi

We focus on identifying client needs and providing tailored financial solutions.

See profile

True Potential Wealth Management LLP

Financial Adviser (Restricted Whole of Market) 1.42 mi

Let us help you achieve your Financial Planning goals and objectives, starting with a free no obligation consultation.

See profile

Questa Chartered Financial Planners

Independent Financial Adviser 1.64 mi

Sound financial advice is an investment for the future and Questa Chartered helps people maximise the opportunities available.

See profile

Legal information

While unbiased.co.uk endeavours to verify the information provided as thoroughly as possible, it is your responsibility to ensure the adviser you choose is appropriate and regulated for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.

Access to and use of this online IFA directory is subject to unbiased.co.uk website terms and conditions and privacy policy.