Credius Wealth Limited

Restricted - Whole of Market  Senator House, London, EC4V 4AB
We help time poor professionals who are generally too busy to powerfully attend to the detail of their financial affairs and concerned if they do not address they will set themselves up for future of potential exposure, disappointment or financial loss.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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SIPPs
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Estate planning
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Taxation planning
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
Response rating
9.7/10
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FCA authorised
Last authorised 22nd November 2021
Meet our advisers
MR Owrang Rahmani B.Sc. (Hons), DipPFS
Financial Planner

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

Mr Chris Strutt
Mortgage and Insurance Adviser

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This exam accesses understanding of the financial services industry including regulation and legislation.

This exam accesses understanding of key retail financial products such as savings, investments and tax wrappers.

What our clients say
What were the circumstances that caused you to look for a financial adviser? I have a complex pension background and need to plan carefully for retirement and planning in case a chronic illness that does affect my ability to work How did Owrang Rahmani help you? Overall analysis and assessment on my financial position and the planning I needed to make. He brought my personal pension plan into a new scheme and set up a life insurance policy to cover my new mortgage period. He has also enabled me to access some of my pension capital now for a key piece of expenditure. Have you seen the outcome you were hoping for? Very much so. What could they have done better? No - I cannot find anything that I wish was done differently or better
Richard, London
What were the circumstances that caused you to look for a financial adviser? We needed expert advise on setting up an Investment plan, including pensions, and to remortgage our property How did Owrang Rahmani help you? He set out a clear to understand investment plan showing all the different options to risk etc; He set up an excellent Mortgage. He advised on setting up a a pension plan Have you seen the outcome you were hoping for? Yes; in spades. Simply excellent. What could they have done better? I can't think of any. He has advised me on every aspect of financial planning that I have asked of him.
Graham, Surrey
What were the circumstances that caused you to look for a financial adviser? Initially we were looking for someone to help us with a mortgage for our first property and Owrang was recommended by a colleague. How did Owrang Rahmani help you? He took the time to understand our unique situation, provided thorough and clear advice which led to us buying our first home. He has also provided advice on suitable insurance to cover the unforeseen and helped restructure an old pension into a more appropriate fund and tax efficient investment vehicle. Have you seen the outcome you were hoping for? Absolutely. We like many are on a financial journey and Owrang is helping us navigate our way to a sound and secure financial future. We have recently moved to a new home and Owrang was there to offer us help and advice to make the next step.
Simon, London
I wasn't initially looking for a financial advisor and would normally actively avoid them, suspicious they were just trying to sell me stuff. Back in 2010, I was struggling to find a mortgage and resigned myself to engaging a professional to do it for me. That was Owrang. Owrang found the right mortgage for me and took the stress out of the application process. He also made me think about financial planning and put together a package which meant that when the worst happened and the mother of my children sadly passed away, there was financial protection in place meaning I could put my focus where it was needed most and care for my bereaved children. All I was hoping for was a mortgage, but what I got was far more. Owrang has changed my whole financial outlook. His advice meant my kids and I were fully supported when we needed it most and with his continued advice over the years we've got the future covered. His advice has made all the difference to my family's financial security.
Chris, London
About us

Some of the areas where we provide value to you:

- Eliminate the risk of losing your home at a time when your family will be at their most vulnerable and make sure you are not disappointed so that should you need to claim on your insurance, it will pay out as expected

- Stop you losing money unnecessarily by paying too much for your current borrowing, nor wasting time (& credit scores) chasing a rate you are not eligible for

- Make sure you are not taking too much unnecessary risk with your current investments and maximising your annual allowances (once they are gone, they are gone for good)

- Preserve the value of your estate for the benefit of your family by not losing money unnecessarily to the taxman in an ethical and legal way

- Eliminate delays in passing your wealth to those that need it

Owrang Rahmani is the principle adviser at Credius. Owrang has been in the financial services market for over 15 years, and prides himself on ensuring his clients receive comprehensive advice in all the areas that matter to them.

You will have access to his professional team to provide you with the support you need, giving you valuable time back to run your business and life.

Our services

The clients we work best with are typically:

1. Small and medium sized business owners who are concerned with the potential loss of key staff. They want to protect themselves and their businesses against this loss. They are also concerned that they are not managing their own finances effectively, and they do not want to sacrifice time they would rather spend on growing their businesses. They want to delegate it and be sure it is done right.

2. Parents who are worried about the risk of losing their income (through accident, sickness, incapacity or death) and as a result losing their family home. All this at a time when their family might be at their most vulnerable (young children or older dependent relatives etc.).

3. People in later life concerned about preserving the value of their estate by not losing money unnecessarily to the taxman. They wish to protect their inheritance in a legal and ethical way, whilst eliminating delays in passing on their wealth to their loved ones.

Where to find us
Head office address: Senator House, 85 Queen Victoria Street, 2 Lambeth Hill, London, EC4V 4AB
Preferred clients
Minimum wealth (income/assets)
£101,000
Minimum pension value
£101,000
Minimum mortgage value
£251,000
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
9.7/10
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FCA authorised
Last authorised 22nd November 2021

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