David Toner True Potential Wealth Management
Trusted by clients throughout the country we have a wealth of experience in delivering solutions to people with differing objectives we provide accurate and innovative investment tools. Vouched For Top Ranked Adviser 2020 and 2019 based on client reviews.
We can advise you on
check
Pensions & retirement
chevron_up
check
Pension consolidation
check
Pensions & retirement planning
check
Financial planning
chevron_up
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Offshore investments
check
Socially responsible investments
check
Savings for children
check
School fees planning
check
Insurance & protection
chevron_up
check
Accident & sickness
check
Buildings and contents
check
Income protection insurance
check
Tax & trust planning
chevron_up
check
Expatriate finances
chevron_up
check
Commercial mortgages
check
Group Pension/Stakeholder
check
Group Protection/Life Insurance
check
Group critical illness
check
Group income protection
check
Group life insurance
check
Group private medical insurance
check
Sharia finance
chevron_up
Last authorised 8th March 2021
Meet our advisers
Mr David Toner
Wealth Management Partner - Certified Financial Adviser
Qualifications & Accreditations
chevron_up
CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
chevron_up
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
DipFA - Diploma for Financial Advisers (LIBF)
chevron_up
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
CMLIBF - Chartered Member of the London Institute of Banking & Finance
chevron_up
Having achieved the IFS Level 6 Diploma in Financial Advice, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
What our clients say
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Zero interest from current savings
How did David Toner help you?
Dave takes his time, no pressure sales he listens to you and goes through all of the market options. Dave will explain everything twice. Makes you feel comfortable before investing.
Have you seen the outcome you were hoping for?
I could not believe my eyes. The markets down - now is the time to begin. The app is so easy to navigate and you can add funds at the click of a button.
What could they have done better?
In the current climate I didn’t think anything could have been done better. When face to face wasn’t an option Dave used technology to arrange meetings.
Sarah, North East England
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Looking for advice on long term savings, and investment advice.
How did David Toner help you?
Excellent support and advice over many years more than 10 years.
Have you seen the outcome you were hoping for?
Yes definitely
What could they have done better?
Best financial planner I have ever had and I have had quite a few in the past , quite literally David has changed my life for the better.
David, Chester Lee Street
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
I felt I was getting poor advice from a previous adviser and wanted to make the best of my pension savings.
How did David Toner help you?
Listened carefully to what I did and didn't want and allowed me to start with a small investment. Once I was satisfied that he was/is a very professional adviser he began the process of making better use of my pension savings in ethical investments. He responds quickly to me questions by email or phone which I appreciate.
Have you seen the outcome you were hoping for?
Yes, I think my savings are being used better now.
What could they have done better?
I cant really think of anything.
Felicity, Durham
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
I wanted financial advice on my pension pot. I have always received good advice and been steered in the right direction. If I have had a problem and rang and not been able to get in touch straight away I know that David will get back to me as soon as possible and sort out any queries that I have.
How did David Toner help you?
He gave me advice in terms that I could understand and advice that I was happy with.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
I do not think David could do any better than he has as he is always on hand to give good advice
James, Durham
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
I have various pensions and savings that required a professional to advise me on what would be the best way to maximise my assets.
How did David Toner help you?
David helped me to transfer my pension fund and has set up a drawdown income from one of my pensions.
Have you seen the outcome you were hoping for?
David has always been available for advice and I am very happy with his services.
What could they have done better?
In my opinion David has always acted in my best interests.
Graham, England
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Planning to retire over the next few years and had 5 pensions with various companies
How did David Toner help you?
Pulled to together 4 pensions and give great advice and options on the way forward
Have you seen the outcome you were hoping for?
Yes, 4 pension together and now understand my pension
What could they have done better?
Great professional
Malcolm, County Durham
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Time of life when pensions required reviewing..have pensions with different companies and was unsure how to move forward or access them
How did David Toner help you?
David explainedthe situation,how it works etc. His explanations were clear and easy to understand also his assistance with use of internet technology helped greatly.very easy to sit and chat with and his expertise helped me greatly as he is also assisting on other matters
Have you seen the outcome you were hoping for?
Still ongoing,a home visit is booked but I have a feeling of a very good outcome
What could they have done better?
I do not think much if anything..meeting was very constructive,clear and concise with very good advise given
Ray, Newcastle
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Had pensions with various providers and was unsure how and when to accesss them. David suggested putting them in a drawdown pension. Now I can see how well my investments are doing. On of the previous pensions was not doing thta well which and the information from them was very complicated.
How did David Toner help you?
David explained that if I transferred then I can readily see what are money was doing. He explained how it works which I easily understood. Also due to me working and not being able to get time off, David came to my home after 6.00pm. I had been looking to speak to an adviser and another company was contacted but they would not come out to my home to discuss.
Have you seen the outcome you were hoping for?
Yes, we have made a nice increase to our investment. We understand this can also go down, but hav
Heather, Northunberland
About us
I am an experienced Financial Adviser and Wealth Partner with True Potential Wealth Management and have been working with clients for many years to achieve and maintain their financial objectives. I am a "Top Ranked" adviser on Vouched For for the last two years running based entirely on reviews from verified clients. Your financial future and goals at the heart of what we do at True Potential, we have the structure in place to ensure that your location is never a barrier.
COVID update – due to the current climate in the UK linked to the virus – we are pleased to confirm that we provide a highly respected ‘remote service’.
We utilise telephone, email and online meetings. We provide advice at a reduced cost for those that are happy to deal with us remotely, but the choice is of course yours.
We are happy to arrange home visits or meetings in one of our many professional business locations around the UK.We ensure you have regular contact from day 1 so you know exactly the position and progression as it happens.
Our services
Our investment strategies use some of the largest and most respected investment houses worldwide, such as Schroder’s, Allianz, 7IM, UBS and Close Brothers to name but a few.
With the innovation of our technology and our expert investment panel we can develop investment strategies to meet and exceed your goals and expectations.
Our portfolios are tailored to your requirements and attitude towards investment risk ensuring that your money is always managed in accordance with your wishes.
Defined Benefit (Occupational) pensions - analysis and reviews are handled by our team of head office experts with full and rigorous compliance oversight. This ensures that we establish very quickly if a transfer is something you should consider.
Where to find us
Head office address: Gateway West Newburn Riverside, NE15 8NX, Newcastle, NE158NX
Preferred clients
Minimum wealth (income/assets)
£20,000
Minimum pension value
£20,000
Minimum mortgage value
£250,000
Special offers
Choose an Unbiased exclusive special offer:
Advice methods
-
Telephone
-
Online (Live chat, video, email)
-
Face to face
Compliance
Your home may be repossessed if you do not keep up
repayments on your mortgage.
“True Potential Wealth Management is a Limited Liability Partnership. OC356611.
True Potential Wealth Management LLP is authorised and regulated by the Financial Conduct Authority. FNR Number 529810. Registered Head Office: Newburn House, Gateway West, Newburn Riverside, Newcastle upon Tyne, NE15 8NX
Your capital at risk. Investments can fluctuate in value and investors may not get the amount back they invest.”
