Direct Financial Planning Uk Ltd

Independent Financial Adviser 2a Galleon Way, Lower Upnor, Rochester, Kent, Uk, ME2 4GX
First meeting at adviser's own cost
Response rating
10/10
FCA verified
10th December 2018
We offer creative solutions which are sensitive to clients existing arrangements and overall financial objectives.
We can advise you on
    • Buy to let
    • Equity release
    • First time buyers
    • Flexible
    • Remortgage
    • Residential
    • Right to buy
    • Self employed
    • Ethical investments
    • Investing for income
    • Investment trusts
    • ISAs
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Unit trusts
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Payment protection insurance
    • Corporate pension
    • Employee benefits
    • Group critical illness
    • Group income protection
    • Group life insurance
    • Group pensions
    • Group private medical insurance
    • Group protection
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • Lump sum
    • National savings
    • Regular savings
    • Savings for children
    • School fees planning
    • Wealth management
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
    • Long term care
Meet our advisers
Philip Cross
Ifa
Accreditations
Chartered Financial Planner
What our clients say
Planning for my future. He has helped me to identify the level of income required at my chosen retirement date and suggested ways of achieving that. I found the graphs he produced particularly useful that could be adjusted to cover various eventualities. Getting there. Although they may well be I am always nervous that my investment placements are not checked on a regular basis. Some reassurance on this point would be appreciated.
Isobel Brett, Gravesend
I first used Phil for a Will - that was in 1988 ! He has been a trusted and reliable source of knowledge that has since secured my future financial planning. I have a sound investment portfolio that has diversified my risk but also has been an exciting path to follow. Phil has helped me understand what areas I can invest in and taken decisions that I understand. He has since helped me set up a company Pension scheme, and invest in 5 buy to let properties with competitive mortgages. He always speaks in a language I can understand. I have a sound future financial investment and good insurances and protected in IHT. I am very happy with the service and level of support I get from Phil - I can always contact him and get instant great advice
Julie Anderson, Maidstone
I realised I had a passive IFA and in view of my pending early retirement I needed to find a more 'tuned-in' IFA. Philip completely reorganised my investments and pensions which resulted in a boost to income and investment returns. I have been very satisfied with the outcome. Obviously Philip can not control the direction of markets but he does extremely well in providing the protection on investments that suits me and my attitude to risk across a number of products. Philip is always following up to ensure continuity and not shy in suggesting a little tweaking if he feels I would benefit in the long term. This is a quality I had not experienced prior to signing up with Phil. I don't believe there is anything additional he could do to improve the service.
Cliff Hanson, Chistlehurst
I was approaching retirement and needed to review best options for a severance package and pension pot. Though discussion on my aims and objectives we developed a portfolio which secured best value from my pension / severance package. This has secured my long term goals for my financial future. We also set up an Inheritance Trust which secures finances for our family. As a married couple we are in the place we had hoped to be, the advice and guidance over the past years has given us added confidence for the future. Personally I feel we have had the best service that could have been provided, all meetings have been constructive and all correspondence dealt with timely and appropriately
Mike Davies, Medway Towns
Where to find us

2a Galleon Way, Lower Upnor, Rochester, Kent, Uk, ME2 4GX

Contact us
About us

With over 28 years experience Direct Financial Planning is to provide professional and impartial Independent Financial Advice, to individuals and businesses, helping plan a successful financial future in a challenging and changing world.

Initial consultations to establish your needs and objectives are provided at no cost.

Our services

At the core of what we do is what’s important to you, your money is an instrument that enables you to live the life you want, we aim to help you formulate a financial plan with scalable and achievable goals which gives you what you want when you want it, with three main goals:-

• Maximise profit
• Minimise tax
• Protect what's important to you

We appreciate that financial advice is a sensitive and important area; best results are achieved with a high level of understanding in respect of your objectives and aspirations.

Advice methods
  • phoneButton
    Telephone
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£125,000
Compliance

Direct Financial Planning (UK) Ltd is registered in England and Wales under registration number 04709132. Registered office address: 2a Galleon Way, Lower Upnor, Rochester, Kent, ME2 4GX
Direct Financial Planning UK Ltd is an appointed representative of TenetConnect Ltd.

TAX TREATMENT IS BASED ON INDIVIDUAL CIRCUMSTANCES AND MAY BE SUBJECT TO CHANGE IN THE FUTURE.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

EQUITY RELEASE MAY REQUIRE A LIFETIME MORTGAGE OR HOME REVERSION PLAN. TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION.

A PENSION IS LONG TERM INVESTMENT THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.

THE VALUE OF INVESTMENTS AND INCOME FROM THEM CAN GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

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