Midwinter Financial Planning

Independent Financial Adviser  Midwinter Financial Planning, Braintree, Essex, CM7 3QQ
First meeting at adviser's own cost
I'm experienced and knowledgeable, providing a personal service that you can trust. I am aware that these are uncertain times, as you might be thinking can I afford to retire earlier than expected or concerned about the drop in value of your investments. I am able to provide clarity and help you meet your goals. Please do not hesitate to contact me to discuss further.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Large business
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Life insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Long term care
Response rating
9.2/10
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FCA authorised
Last authorised 29th June 2020
Meet our advisers
Daniel Midwinter FPFS
Chartered Financial Planner

Fellowship of the CII is universally regarded as the premier qualification for those working in the insurance industry. This shows a commitment to continuous professional development.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

Accreditations
Chartered Financial Planner
What our clients say
He has an extensive and up to date knowledge of investment strategy and tax advice.
Mark, Colchester
Discussed options and various savings vehicles in a clear and relevant language that I could understand
Helena, Colchester
I required advice on my pension fund and by which method I should activate it. I also had a lump sum that I needed to invest where tax was best avoided.
Graham, Maldon
Daniel accurately assessed my risk level and provided recommendations which I followed
Fausto, Colchester
Discussed my plans both now and for the future. Once he understood this he came up with and explained solutions
Candy, Colchester
Daniel was very helpful and knowledgeable about the issues around inheritance tax and how best to manage their money on my parents behalf.
Belinda, Chelmsford
About us

I established Midwinter Financial Planning to ensure a positive financial planning experience for all our clients. We are independent which means we are not limited to a restricted range of products and can advise on the best solution that meets our client’s objectives. I am one of a small number of Independent Financial Advisers in the UK who have attained Chartered Financial Planner status and holder of the prestigious title of Fellow of the Personal Finance Society. This level of qualification provides my clients with confidence that they are dealing with a professional that they can trust. Financial Planning to me is about listening and fully understanding my clients needs and objectives, talking in plain and simple terms and delivering simple solutions that are effective. I am happy to meet clients at their home or they are welcome to visit my office in Feering.

Our services

I am the retirement expert, and specialize in helping clients who are approaching retirement (within 10 years) or who are already retired. I answer many questions including, when can I retire and will my money run out in retirement? I provide jargon free effective financial planning.

Where to find us
Head office address: Midwinter Financial Planning, Suite 2 Granville House, Threshelfords Business Park, Great Baddow, Feering, Essex, CO5 9SE
Preferred clients
Minimum wealth (income/assets)
£20,000
Minimum pension value
£20,000
Minimum mortgage value
£500,000
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
9.2/10
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FCA authorised
Last authorised 29th June 2020

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