“I received a prompt and courteous service from Utopia. The advisor was knowledgeable and provided clear and straight forward explanations to my questions so that I was able to understand my current situation and make the required adjustments to my pension for the future. The revisions I requested were completed sooner than I expected and I found the transition was very smooth and efficient. Highly recommended.”

I had a couple of pensions which were not earning very much and were frozen. I wanted to use a specialist in the specific area so googled IFA's local to my area. I reviewed a couple of different sites but chose Utopia as I liked the look of them. He went through the options available to me with both the frozen pensions I already had and going forward. I wanted to put everything into one pot, but make sure that it grew in time. While I understand a fair amount I needed an up to date look at what was on offer, which Ray was able to explain in a way that I understood. I am happy with the recommendations that Ray put forward and have signed to go forward based on the information I received.

I needed help with a Company Pension Transfer to provide greater flexibility of drawdown also tax optimisation. Ray provided a full personal risk assessment to determine appropriate risk level of any pension investment. He transferred funds hassle-free to a fund that provides some growth and full flexibility of drawdown with tax optimisation as I currently do not pay tax. I am new to this experience. Ray put me at ease and respected my initial nervousness. Now I have more understanding and feel confident in this area and more in control. It was good to deal with a local well established and respected business.”

“I wanted to retire aged 62 and I had a number of personal pensions. I wanted advice to maximise my income from my pension. Jonathan took my information and came back with the best way to invest to be able to get the income I needed. He far exceeded my expectations and I have a better outcome than I expected.”