In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
This examination assesses a knowledge and understanding of investment products and the risks involved.
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
This qualification helps advisers develop and demonstrate their financial planning capabilities.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This examination assesses a knowledge and understanding of financial protection plans.
This examination assesses a knowledge and understanding of investment products and the risks involved.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
Final Salary Transferwise (an initiative of Blackstone Moregate) was set up to answer the need for plain talking, honest and transparent final salary pension transfer advice.
Final Salary Transferwise have the technical expertise and knowledge, with more than 70 years of collective experience in pension advice. Our strength is that we listen and truly understand what drives you and then pools the relevant expertise to give you the best independent advice together with all the relevant facts so that you can make an informed decision.
We want to keep you, and the people who rely on you, safe in retirement.
Please try our interactive calculator to see what your pension fund might be worth in retirement and then answer some simple questions to see if transferring your final salary pension would be worth exploring further.
Final Salary Transferwsise are experts in providing pension advice. The market for final salary pension transfers has exploded and the temptation to “cash in” has never been greater.
To assess whether a transfer is right for you, we conduct a thorough, holistic review of all your financial affairs, including your assets, income, background, goals and risk appetite.
Our pension specialists will help assess whether your retirement income will last your entire life and that the money will never run out.
The result is a fully-informed, professional, transparent and personal recommendation about whether a transfer is suitable for you.
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