Financial Solutions Wales Ltd
9th December 2019
We provide client focused, specialist financial planning, wealth management and retirement advice.
We can advise you on
-
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- SIPPs
- Stakeholder
-
Financial planning
- Wealth management
-
Investments
- Ethical investments
- ISA / Unit Trusts / OEICs
- Investing for income
- Investment trusts
- OEICs
- Offshore investments
- Socially responsible investments
- Traded endowment policies
- Unit trusts
-
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
-
Insurance & protection
- Critical illness
- Life insurance
-
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
-
Business
- Corporate pension
- Employee benefits
- Group Pension/Stakeholder
- Group Protection/Life Insurance
- Group critical illness
- Group income protection
- Group life insurance
Meet our advisers
Aled Philips BA (Hons) APFS MCSI
Chartered Financial Planner
Qualifications & Accreditations
R02 - Investment Principles (CII)
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
R06 - Financial Planning Practice (CII)
This qualification helps advisers develop and demonstrate their financial planning capabilities.
AFA - Advanced Financial Advice (LIBF)
This unit concentrates on products, services and legislation that inform the financial planning and advice process.
APFS - Associate, Personal Finance Society (PFS)
To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
R01 - Financial Services, Regulation and Ethics (CII)
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
R04 - Pensions and Retirement Planning (CII)
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
AF5 - Financial Planning Process (CII)
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
AF4 - Investment Planning (CII)
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
DipFA - Diploma for Financial Advisers (LIBF)
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
PCIAM - Private Client Investment Advice & Management (CISI)
This qualification assesses a broad understanding of the principles of private client investment within the context of the current regulatory environment
CertPFS (DM) - Certificate Personal Finance Society (PFS)
To achieve the CertPFS (DM) and individual needs to pass 2 diploma units in Regulation and ethics and Discretionary Investment Management
J10 - Discretionary Investment Management (CII)
At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills
Member of the Chartered Institute For Securities and Investments
MCSI membership is full membership of the CISI, and denotes a high level of achievement and competence. It is awarded to those with a suitable combination of qualifications and experience
Accreditations
What our clients say
Aled is one of the leading financial advisers in South Wales. He is bright, personable and extremely knowledgeable. He delivers an impeccable service to both our firm and to our clients and I have no hesitation to recommend him to anyone in need of his advice.
Aled works very hard preparing proposals based on a comprehensive analysis of the market, making sure he gives you the best advice possible. Aled presents these to you in a clear and straightforward way. After discussing and then agreeing with his recommendations, Aled arranged and completed all the paperwork. On a personal note I find Aled very approachable, nothing is too much trouble and he's always happy to go over anything (after meetings too) if you are not sure or don't fully understand something. It is fantastic to have total faith in your financial adviser.
Aled provided a thorough and professional service. Aled's broad market knowledge and experience assisted me in making the right decisions for me and my family. I recommend Aled for financial advice and services.
Over the 30 years of my career, I have been supported by a number of personal financial advisers. Aled is the best of them all. His knowledge is considerable, his approach is considerate, imaginative and thorough - and his honesty, transparency and integrity in all of his business dealings is remarkable. If you are looking for someone to help you with your hard-earned income and investments, I have no hesitation in strongly recommending Aled.
From the outset I felt that Aled had a good understanding of my personal needs and circumstances, especially when reviewing my financial situation in relation to the pension fund. Following an extensive review Aled provided a clear and concise breakdown of options available to me which I easily understood and gave me full confidence in his advice. I am constantly informed on developments and I feel comfortable in the knowledge my finances are in safe hands.
Aled is a passionate IFA and technically very sound. We have no hesitation to recommend Aled to any of our clients, as we know that the level of service and expertise he will provide will be top class.
Aled also always keeps up to date with all changes in his field, so you can be guaranteed that all advice he gives is current and relevant.
I spent a long time researching a chartered company that could advise me on my very specific retirement and investment needs. having spent 30+yrs in banking as Director for Wales, I am well aware of the pitfalls of poor advice.
If you think paying for a professional is expensive....try using an amateur!!!! Great advice, good service, customer centric, compliant, and easy to deal with.
Where to find us
Capital Tower Business Centre, 3rd Floor Capital Tower, Greyfriars Road, Cardiff, CF10 3AZ
Make an enquiryAbout us
We are a Chartered firm of financial planners. This means we have satisfied rigorous criteria relating to professional qualifications and ethical good practice. It means you can be confident that you are dealing with one of the UKs leading firms that is wholly committed to providing you with the best possible advice, service and support.
Established in 2005, our success has been based on three core principles: integrity, professionalism and impartiality, coupled with a creative and innovative approach to financial planning and a belief in bespoke client service.
Our services
We pride ourselves in providing truly client centered advice. We get to know our clients objectives and by use of cashflow modelling and long term planning, we give clients peace of mind and clarity about their financial future.
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