Fletcher Associates Financial Services Limited

Independent Financial Adviser  1st Floor, Ripon, North Yorks, HG4 1JY
First meeting at adviser's own cost
Award winning financial planning firm giving quality independent advice. We specialise in investments and pensions (including drawdown).
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Bad credit
check
Building your home
check
Buy my next home
check
Buy to let
check
Buying commercial property
check
Buying first home
check
Buying overseas
check
Equity release
check
Flexible mortgages
check
High loan to value
check
Next home / Remortgaging
check
Right to buy
check
Self-employed mortgages
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Traded endowment policies
check
Unit trusts
check
Lump sum
check
Regular savings
check
Savings for children
check
School fees planning
check
Accident & sickness
check
Buildings and contents
check
Critical illness
check
Healthcare
check
Income protection insurance
check
Large business
check
Life insurance
check
Payment protection insurance
check
Small business
check
Capital gains tax
check
Estate planning
check
Income tax
check
Taxation planning
check
Commercial mortgages
check
Corporate pension
check
Employee benefits
check
Group ISA
check
Group Pension/Stakeholder
check
Group Protection/Life Insurance
check
Group critical illness
check
Group income protection
check
Group life insurance
check
Group private medical insurance
check
Group risk
check
Long term care
Response rating
9.0/10
check
FCA authorised
Last authorised 8th March 2021
Meet our advisers
MR Carl Fletcher Dip PFS, CeRER
Director

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This qualification assesses a knowledge and understanding of the UK Financial services, regulation and ethics, investment principles and risk, personal taxation, pensions and retirement planning, financial protection and financial planning practice.

About us

We are a firm of Independent Financial Advisers (IFA’s) based in Ripon, North Yorkshire. We provide advice to both individuals and companies on all aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives. Carl Fletcher is a Member of the Chartered Insurance Institute & The Personal Finance Society. He has been a Financial Adviser for over 30 years. Carl has been voted one of the Top 250 IFAs in the UK according to reviews received on the consumer ratings website VouchedFor & published in the Sunday Times.
Key areas of planning and advice include: Pensions- Corporate and Private Retirement Planning. including SSAS, SIPPs, Income Drawdown and Annuities. Investment- For pre and post retirement, growth or income, including associated tax planning. Corporate Solutions- Employee Benefit Schemes, Shareholder and Partnership Protection, Including Key Person Cover. Our approach is to deliver professionally researched, clear and concise recommendations.

Our services

Our financial advisers are dedicated to providing quality Independent Financial Advice, across a broad spectrum of individual interests from across the entire marketplace. These range from individually tailored investments, retirement, personal pension and wealth management solutions through to mortgage and protection arrangements.
Client loyalty is the foundation of our practice and we recognise the importance of our existing clients support. Once we have gained this support, we work hard to maintain it by providing a highly personal and professional service.

Where to find us
Head office address: 1st Floor, 2 North St, Ripon, North Yorks, HG4 1JY
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
9.0/10
check
FCA authorised
Last authorised 8th March 2021

Similar advisers near you

Independent Financial Adviser 0.27 mi
We believe in working with our clients to provide them with proactive financial advice tailored to them.
 
Independent Financial Adviser 0.67 mi
At All Saints our staff have a wealth of experience going back 30 years. Trust and Integrity is our key.
 
Restricted - whole of market 5.95 mi
Providing experienced financial advice remotely - friendly, ethical, knowledgeable, and professional. Alexander House can look after all your financial needs.
 
Independent Financial Adviser 9.24 mi
We are totally independent, which means we are not tied or restricted to use any particular provider or product.