Gary Morris - 2plan wealth management (Malvern-IFA)

Independent Financial Adviser  Clifton House, Malvern, WR14 1BJ
First meeting at adviser's own cost
Chartered Financial Planner - highly qualified, experienced, multi-award winner. Specialising in pensions, retirement planning, investment management, inheritance tax & trusts.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Long term care
Meet our advisers
MR Gary Morris - 2plan wealth management FPFS, Chartered Financial Planner, Cert CII (MP)
Chartered Financial Planner

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This qualification helps advisers develop and demonstrate their financial planning capabilities.

Accreditations
Chartered financial planner - individual adviser accreditation
What our clients say
I was fortunate to be introduced to Gary five years ago by my father and a friend. He has always been professional and efficient yet approachable and friendly. Gary is insightful with regard to my needs and does not push me into any decisions but merely guides me and I make the final decision, therefore I do feel in control of my funds. This is important to me as I have had bad experiences of this with regard to financial advisers in the past. His investment suggestions have been sensible and fair, and even in the current challenging conditions Gary has continued to be driven by a desire to serve my best interests, rather than just being a salesman. His proactive approach to financial planning has already put me in a much stronger position. With his help and advice, I hope to build upon this foundation so that my future is financially secure. I have no hesitation in recommending Gary as a trustworthy financial adviser who gives his customers an individual service.
Mrs W W, Gloucester
Whatever your investment needs, either large or small, you are in safe hands with Gary Morris. Nothing is too much trouble and everything is clearly explained with supporting data. We can highly recommend Gary to you for his friendly professionalism.
Mr & Mrs Kelland, Malvern
I was understandably wary when appointing the services of an independent financial adviser as I wanted to ensure I made the right decision and chose an adviser who could deal with my future changing circumstances. As I am in my 30’s I wanted to choose an adviser who I knew would be reliable and has a long term future in the financial services. I interviewed a few financial advisers and after appointing Gary I have not been disappointed. I found Gary’s knowledge of in depth tax planning issues to be superb and his commitment to his future education further instilled knowledge that he wants to look after me in the long term interests. I was very impressed with his simple presentations of sometimes very complex tax planning issues. Due to the distance between us he has communicated with me regularly via email and we meet each year. He has a knack of getting me to complete my personal paperwork for him quickly without being pushy. I feel he has delivered with the tax efficient plans he has set up and the investment returns have been good considering the unusual times we live currently.
Gavin Male, London
I have used the services of Gary’s company for several years and in that time I have been very impressed with the performance and results I have received. The service he provides has been professional, conducted in a friendly manner and one thing I really like is that we have regular reviews on the current state of my investments, which allows it to be a proactive process. He is very knowledgeable in all aspects of financial advice/planning and explains the important details in a very simple manner. With this in mind I am more than comfortable in recommending Gary and his company
Mr Dyer, Worcester
Gary has provided me with independent pension and investment advice over the last few years and he has a good in-depth knowledge in all areas of financial planning and the performance of these funds has been very good even during these trying times. He has seen me on a regular basis for regular reviews and being able to see him in his office in Malvern or my house in Worcester is also very helpful. I am very happy with the results and I am happy to recommend his services.
Michael Muir, Worcester
Gary's advice is extremely client focused and provided in a relaxed and friendly atmosphere. I was very happy with the advice I received and his willingness to discuss a variety of the options available to me. It's great to know that, in Gary, I can seek the advice of a truly independent and up to date financial adviser, whatever queries I may have and guidance I may need in the future.
Miss Wilkes, Malvern
Gary's knowledge of finance along with his ability to understand his client's financial situation and needs is exceptional. With his help and advice I now have a thorough understanding of my finances. I also have a manageable long term financial plan which brings peace of mind. His integrity and professionalism are superb and give the assurance that Gary is someone you can trust. He is someone I frequently recommended to others and will continue to do so.
Miss Lunn, Malvern
I had really bad advice from my previous unethical IFA, which resulted in the loss of more than half my pension. I found Gary recommended online by <url hidden>. When I explained my situation to him, he was genuinely concerned and put in a great deal of effort to help me find the best solution to my problem. I knew I’d found a diamond by the end of the first week talking with him. He listened to me, read everything that I sent him, researched the matter further, then emailed me a clear bullet-pointed summary of the problem and proposed solutions. Gary understands complex financial situations and is able to explain them in clear terms to those, like me, who don’t enjoy dealing with finances. He helped me get full compensation from the FSCS for my losses due to mis-sold pension plans. He behaved with great integrity throughout the process and his charges are both transparent and reasonable. I have now placed all of my pensions and savings in his capable hands, and have trusted him to look over the finances of my aged parents.
Miss Powell, Worcester
Thank you for your highly valued support this year, and in particular the acquisition of the fish bar into the SIPP, which was very fluid and quick. It was just under two years in the making if I put the previous 22 months with the other advises, into the equation as you know, which proves to me that you need the right level of support in these sort of issues, which clearly is given by yourself. Congratulations on your final set of qualifications, I must say that your support in tandem which my accountant is very formidable and without either I would be very vulnerable in years to come.
Mr Oldman, Hereford
Gary Morris has been my Financial Adviser for many years now. I first approached Gary for advice in respect of pension and investment planning, and was impressed by his diligence and professionalism as well as the helpfulness of his advice and it’s presentation. Gary has steered my finances through the difficult transition from wage earner to retired pensioner, the successful outcome being attributable to his balance of reasonable caution and sensible risk management. I have unhesitatingly recommended Gary’s services to friends and contacts in the past, and will continue to do so when the opportunity arises.
Mr McQueen, Malvern
Gary Morris was very helpful in quickly assessing my overall financial position, understanding my aims, identifying options and assisting me to select appropriate products. We covered a number of inter-connected financial subjects and Gary's advice was thoughtful and constructive. He is good at following through with administrative implementation and is a personable chap to work with.
Mr A Davis, Worcester
I have been dealing with Gary for approx 10 years now. He is very true to his word and visits me on a yearly basis and more often if required. His advice has have saved me a lot of income tax and capital gains tax whilst his investment returns have consistently been better than I thought they would have been due to the recent credit crunch, and as he always reminds me better than the sector average and his charges are lower than the average. I feel with Gary I am being looked after and nothing seems too much effort.
John Smith, Worcester
I would thoroughly recommend Gary as a truly honest and independent financial advisor. He has looked after pensions and insurance products both for me personally and for some of my clients for a number of years and will always put the suitability of the product for his clients as the top priority. I would have absolutely no hesitation in recommending him to anyone for a fresh look at their current financial products.
James Geary, Worcester
Gary's knowledge and advice on the financial market was excellent. He really made thing clear and gave us a better understanding of our financial position now and in the future. If you need someone to navigate the financial industry and map out a clear future, Gary Morris is your man.
Mr Lloyd, Worcester
If it wasn't for Gary, I would have kept working full-time at a job I wasn't any longer enjoying. After he advised me on my investments, pensions etc, I felt a whole weight and worry taken off my shoulders. He also gave me the light to see if you have the right advice, you can achieve more in life. Well Done Gary and thanks.
T S, Malvern
I was recommended to speak to Gary several years ago in order to maximise an investment potential. Since then I have always found him to be proactive and reliable. His professional approach and easy manner allows me speak openly and plan for the future. He is very patient and explains information in such a way that I can understand even the most complex situation. I would not hesitate in recommending Gary Morris to anyone requiring financial advice.
S McLintock, Worcester
About us

As a “Whole of Market” IFA Gary is not tied to any provider and can advise on products from all financial institutions, so you’ll always receive the best possible solution for your individual needs/circumstances.
It’s his aim to develop long term relationships with clients allowing him to provide accurate financial advice, adapt his financial planning techniques to maximise changes in legislation/circumstances.
Once he has delivered a financial solution to meet your needs, he will continue to support you with regular reviews adapting your strategy as markets and legislation changes to ensure your financial goals are achieved.

Our services

Gary has 20 years of experience in financial advice and provides a high quality proactive service to a small amount of select clients, seeing them on a regular basis to ensure their financial goals are achieved. Whether you’re looking for a pension plan, assistance with IHT planning, wealth / investment management, Gary will apply his expertise and knowledge in a straight forward manner to create a financial tailored strategy to meet your objectives in the most tax efficient way possible.

Where to find us
Head office address: Clifton House, Clifton Centre, Spring Lane South, Malvern, WR14 1BJ
Service coverage
Preferred clients
Minimum wealth (income/assets)
£51,000
Minimum pension value
£51,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face

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