Gibson Financial Planning Ltd

Independent Financial Adviser 3a Hillman's Court, Coleraine, Co Londonderry, BT52 2DF

First meeting at adviser's own cost

Response rating

9.0/10

12th November 2018

We want you to have peace of mind about your future.

We can advise you on

Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Unit trusts
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Financial planning
- Wealth management
Long term care
- Long term care
Expatriate finances
- EEA

Meet our advisers

David Gibson LLB CFP DIPPFS CERER

Certified Financial Planner and Chartered Wealth Manager

Qualifications & Accreditations Hide qualifications

R08 - Pensions Update Programme

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

Member of the Chartered Institute For Securities and Investments

MCSI membership is full membership of the CISI, and denotes a high level of achievement and competence. It is awarded to those with a suitable combination of qualifications and experience

CFP - Certified Financial Planner Licence (IFP)

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

MAQ - Mortgage Advice Qualification (CII)

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

CeRER - Certificate in Regulated Equity Release (LIBF)

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

CeLM - Certificate in Lifetime Mortgages (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, lifetime mortgage products and the giving of mortgage advice.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

J02 - Trusts (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

J01 - Personal Tax (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

CF8 - Certificate in Long-Term Care Insurance (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

Accreditations

Derek Doey DipPFS

Financial Planner

Qualifications & Accreditations Hide qualifications

J01 - Personal Tax (CII)

J05 - Pension Income Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

MAQ - Mortgage Advice Qualification (CII)

R01 - Financial Services, Regulation and Ethics (CII)

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

R05 - Financial Protection (CII)

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

What our clients say

David is honest, well informed and easy to talk to. He listened to my needs and concerns and found a solution that meet them. I would be happy to continue to trust David's advice in the future...

Andrew Parkes, Antrim

Extremely professional but friendly approach. At early meetings, Mr Gibson took time to find out about my circumstances so that a suitable strategy could be instigated. Excellent advice and well explained at each stage. Time was always taken so that I fully understood the procedures. Good lines of communication at all times - I always felt that I could contact Mr Gibson with any queries. I felt that trust was built up very quickly. I would not hesitate to recommend this adviser to a friend or colleague.

Ken, Londonderry

David has helped WJG move forward with the current times by being able to give helpful advice when needed. His knowledge of software systems which illustrate current trends and future forecasts is a big advantage when trying to make the best decisions. He has always accommodated appointments and timescales - he will always follow up after consultations in a timely manner. His "office" style makes David good to do business with and has fostered confidence and a high degree of trust.

Alwyn, Bangor, Co Down

Where to find us

3a Hillman's Court, Coleraine, Co Londonderry, BT52 2DF

About us

Based in Coleraine, Gibson Financial Planning is an award-winning company that provides specialist financial services for people approaching retirement and for those who are already retired. Offering a personalised service, our independent financial advisers will assist with everything from retirement planning to investment advice.

Our goal is ultimately to give you complete peace of mind about your financial future. Our team can subsequently help reduce what you pay in tax and increase what you have to spend on the things you enjoy, while ensuring you never run out of money.

In 2015 and 2016 we have been shortlisted as Best Advisory Firm in Scotland and Northern Ireland in the annual Professional Adviser Awards. Our director, David Gibson, has regularly been quoted in the press, including The Times, The Independent on Sunday and The Belfast Telegraph.

Our services

We specialise in advising clients who are within a few years of retirement or who are already retired. We take the hassle out of organising your finances. We want you to be in control of your money, not the other way around. We'll review all your existing financial arrangements, and develop a personalised financial plan, showing you what resources you will need and have in the future.

Compliance

Gibson Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority
FSA number 531794. Registered in Northern Ireland Number NI604132.

We can advise you on

Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Unit trusts
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Financial planning
- Wealth management
Long term care
- Long term care
Expatriate finances
- EEA

Advice methods

Telephone
Online (Live chat, video, email)
Face to face

Preferred clients

Minimum wealth (income/assets)

£250,000

Minimum pension value

£0

Compliance

Gibson Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority
FSA number 531794. Registered in Northern Ireland Number NI604132.

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