What were the circumstances that caused you to initially look for an adviser? I initially contacted Bernabe because I was looking for Income Protection Insurance. However, during our meetings, his knowledge and expertise quickly led me to consider other important areas, such as pensions and savings. How has Bernabe Gramajo helped you? Bernabe conducted a thorough analysis of my financial situation, listened carefully to my plans and goals, and helped me put together a clear strategy to ensure I stay on track. Have you seen the outcome you were hoping for? While the Income Protection Insurance is already in place, the other plans we discussed—focused on long-term investments—have just been set up to help secure my financial future. What could they have done better? I genuinely don’t have any points for improvement—he speaks clearly, logically, and it’s obvious he really knows his stuff. I’d happily recommend his services to all my friends and family.

What were the circumstances that caused you to initially look for an adviser? I was looking for advice on future planning that would best suit my circumstances and provide reassurance for the future. How has Bernabe Gramajo helped you? I received advice that I had been unable to get easily through my own research. I felt the advice was impartial and met my individual needs. Have you seen the outcome you were hoping for? Yes, and the quotes are more reasonable and comprehensive than I thought they could be. Bernabe: Hi Natasha, Thank you for your feedback. I really enjoyed working with you. As mentioned previously, I offer holistic financial advice aimed at building lasting relationships, reviewing financial progress annually, and making adjustments as needed. Speak to you soon, and enjoy your holidays! Kind regards, Bernabe

What were the circumstances that caused you to initially look for an adviser? To use my savings to provide income until my retirement age How has Bernabe Gramajo helped you? He came up with a 5 year strategy with a spread of investments

What were the circumstances that caused you to initially look for an adviser? I needed to review my life insurance policy now that I'd had a child and moved house. I also needed to amalgamate my two pensions. How has Bernabe Gramajo helped you? Bernabe explained the different life insurance and critical illness policies and helped me select on within my monthly budget. I've since asked him to help transfer and amalgamate my pensions. Have you seen the outcome you were hoping for? Yes, I now have suitable insurance and amalgamating my pensions will leave me better off in the future.