HB&O Financial Services

Independent Financial Adviser  Harrison Beale & Owen, Warwickshire, Leamington Spa, CV31 1XT
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FCA authorised
Last authorised 18th October 2021
Our service is built around our core values – honesty, integrity and professionalism.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Buildings and contents
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Payment protection insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Meet our advisers
MR Tom Driver FPFS IMC
Chartered Financial Planner
MR Jason Strain FPFS
Chartered Financial Planner
MR Thomas Dawe APFS Cert CII (MP)
Chartered Financial Planner
MR Anthony Baynham APFS
Chartered Financial Planner
Mr David Stokes APFS
Chartered Financial Planner
About us

HB&O Financial Services is a firm of independent financial advisers specialising in retirement planning, wealth management and inheritance tax mitigation. We also provide advice on personal protection, long term care, equity release, mortgages and company pensions and protection.

Our five Chartered Financial Planners have been helping clients navigate complex financial markets for decades, and from those very early years our business has evolved primarily through client recommendations.

We also have a Mortgage & Protection Specialist helping our clients source funding for standard and non-standard residential mortgages, buy to let purchases and complex commercial lending.

HB&O Financial Services has been awarded the prestigious Chartered Financial Planners designation by the Chartered Insurance Institute (CII), the world’s largest insurance and financial services professional body. This is the industries gold standard for financial planning companies and demonstrates that we have satisfied rigorous criteria relating to professional qualifications and ethical good practice.

Our services

At HB&O Financial Services we follow our five-step method. We get to know and understand our clients, building a healthy long lasting relationship that allows us analyse their personal circumstances, existing financial situations, their tolerance to investment risk and your important personal goals and needs.

We help them to identify how much more they can afford to spend. We also evaluate how much they might be able to pass on to their family or good causes without running the risk of running out of money.

We then use our new found knowledge about you, combined with many years of specialist experience to start planning your financial freedom and begin implementing your personalised financial strategy.

Over a period of time we help you to move ever closer to your goals, both financial and personal. As part of our process we carry out regular reviews to help you stay on track with your personalised financial strategy — updating any changing needs or circumstances.

Preferred clients
Minimum wealth (income/assets)
£251,000
Minimum pension value
£101,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Face to face

Harrison Beale & Owen, Highdown House, 11 Highdown Road, Warwickshire, Leamington Spa, CV31 1XT

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