Hartley Ross

Independent Financial Adviser Hartley Ross LLP, Forgeside House, Cardiff Bay Business Centre, Forgeside Close, South Glamorgan, Cardiff, CF24 5FA
First meeting at adviser's own cost
Response rating
9.0 /10
FCA verified
9th December 2019
Chartered Financial Planner & Retirement Specialist. Featured in The Times 2019 guide - UK's top rated Financial Advisers.
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Bad credit
    • Building your home
    • Buy to let
    • Buying commercial property
    • Buying first home
    • Buying overseas
    • Equity release
    • Flexible mortgages
    • High loan to value
    • Next home / Remortgaging
    • Right to buy
    • Self-employed mortgages
    • Wealth management
    • Ethical investments
    • ISA / Unit Trusts / OEICs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Payment protection insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Commercial mortgages
    • Employee benefits
    • Group Pension/Stakeholder
    • Group Protection/Life Insurance
    • Stockbroking services
    • Long term care
Meet our advisers
Daniel Ross AwPETR
Chartered Financial Planner
Chartered Financial Planner
Luke Hartley
Financial Planner
Andrew Goman
Mortgage & Protection Adviser
Roberto Cervi
Mortgage Adviser
What our clients say
I inherited some money after the passing of my father. I wanted help investing the money and advice on a pension switch. Dan organised for some of the money to be invested and for a pension fund to be switched from my father to myself. I asked many questions and had many queries but he was very patient and knowledgeable. His answers were thorough and I felt confidence from the responses that he gave me. He has spent a significant amount of time with me on a one to one basis which has proved invaluable. He also spent time highlighting the benefits of the HartleyRoss Client Portal which has huge potential when moving forward. I found Dan Ross to be knowledgeable, patient, thorough and took the time to get to know me and my financial situation. When I have needed to contact him he has responded quickly and his responses have answered my queries.
Andrew L (Teacher), Bedwas
What were the circumstances that caused you to look for a Financial adviser? Transferring my pension from Defined Benefit. How did HartleyRoss help you? Giving me great advice on transferring my pension and guiding me through the paperwork. What is your current situation? Have you seen the outcome you were hoping for? Yes very pleased. What could they have done better? Nothing
Mike H (Welsh Water Manager), Cardiff
Our main goal behind investing is to use our savings to provide an additional income for when Sylvie retires from teaching. We first invested a number of years ago with the help of our local building society, who set up regular savings plans. We invested more money when interest rates reduced and savings options became poor. Time will tell if our investment goals are achieved because Sylvies retirement is still a few years away. However seeing Dan has broadened our view of the marketplace and focused our investment goals following an in depth review of our investments. We have greater peace of mind knowing that someone is looking after our investments in the best possible way at this critical time. We found Dan knowledgeable and very accessible when needed. He was personable and easy to get on with but also very professional. We felt he explained things in a way that we can understand and would recommend him to other people who would like help managing their investments.
Mike & Sylvie S (Teacher), Cardiff
I knew I had several pensions but was unsure of what they were and what they would amount to when I retire. Dan helped me to sort out my pensions and find the best solution for me, he offered impartial advice and set out all the options available to me.
Ian H (Crown Paints Account Manager), Cardiff
Having dealt with Dan over the past few years, my wife and I have found him to be extremely helpful and professional. He understands our financial position and what we would like to achieve in future. Dan has helped us save money, transferring bank investments to an investment platform, which now gives us greater control of our money. He has always been available to respond to any queries. I would recommend Dan to other people in or approaching retirement.
Steve & Jane R (Retired), Cardiff
I met Dan after my wife and I bought our first home. With this major change I felt we needed help making sure we are adequately protected. I found Dan to be very diligent and thorough, much more so than previous advisers I have dealt with at the bank, which gave me confidence in his recommendations. He took all the time needed to ensure that he understood my circumstances and what was important for my wife and I. I had a Critical Illness policy already, which he reviewed and discovered we could get greater protection at a lower cost from the same provider, which was a nice surprise. Dan's initial advice and ongoing service was proactive rather than reactive, which is the way things should be. I would have no hesitation in recommending Dan to others in need of financial advice.
Phil R (Nationwide Bank Manager), Cardiff
I was looking for some financial advice after retirement from work. I contacted Daniel and arranged an appointment at my home. We discussed what sort of investment would suit me best, Daniel took some details and said he return in a couple days with number of suggestions. I was impressed with the options he presented and agreed to go ahead with his suggestions. Within a few days applications were completed and sent off. I found Daniel easy to talk and very pleasant, and look forward to more of his advice in the future.
Alun T (Retired), Cardiff
Dan provided advice for us on our mortgage and life insurance. We met in person and followed up with telephone conversations. Dan worked hard to find us a variety of policies and took time to explain them all clearly and talk through our options. He listened to what we wanted, was extremely competent and knowledgable and mostly importantly gave us time to make the best choices for us
Jo W (Department Head Teacher), London
Following an inheritance after a family bereavement we approached Dan for financial advice. Our main desire was to invest some funds towards our children's futures, however, we also needed to sort out an additional pension, as well as reviewing our personal insurance. We lacked any experience with regard to investments and so met Dan on several occasions to discuss the process. Dan was able to provide us with the information we needed, in an unrushed manner, explaining things clearly and effectively. He was also very helpful in patiently listening to our specific requirements, helping us to further clarify in our own minds what were the key areas of priority within our finances. We are very happy with the advice and help he has given regarding this; and two years on we have seen a healthy return (over 6% per year) on the investment and now have stronger foundations in place financially for our family. We would thoroughly recommend Dan's services to anyone similarly looking for financial advice in the future.
Stuart & Sarah W (NHS), Ebbw Vale
During the past two years of dealing with Daniel I have found him to be very professional in all aspects of his role. He has been very helpful and polite with all the investment information I have required. I look forward to further dealings with him in the near future.
Kath F (Biotage factory), Blackwood
It was a pleasure to have Dan's help whilst buying our home; it made a stressful process considerably easier! Dan was very committed and professional, we felt totally confident in his carefully considered advice. I also really appreciated the speed at which enquires were dealt with. Both my husband and I would recommend his services to anyone looking to acquire a mortgage. We brought our previous flat using a High Street broker and the service we received then was nothing compared to Dan's. The previous experience only served to demonstrate to us the quality of service Dan provides.
Marie T (Teacher), Bristol
To undertake a loft conversion I needed to raise some money, which I achieved with a remortgage. I was extremely grateful for the professional help Andrew was able to offer me. Not only did I raise the majority of the funds I needed, I was also able to reduce my monthly payments. Still being relevantly new to homeownership and with the amount of products available on the market overwhelming, I found the help and advise invaluable to select the best product. Andrew was on hand to help with issues I did not understand and was even able to speak to the lender to help the whole process run smoothly and help alleviate any problems I was having. I would highly recommend Andrew to anyone considering a remortgage to make the whole process easier and know that someone else is on your side.
David A (Consultant), Cardiff
Andrew presented us with the best mortgage deals available to suit our needs both in terms of our finances but as well as taking into account other circumstances. He was extremely efficient with all the paperwork and kept us informed of the progress of the application right throughout with regular phone calls and email. An extremely friendly team that we would highly recommend.
Rhys W (Clinical & Operational Lead Dietician), Kent
Good morning Dan, I see that there has been a recent investment into my new pension plan and that has prompted me to write to you to with a note of thanks. From our first meeting, you have been nothing but professional and at the same time, have explained everything on a level that is completely understandable. It was a major decision to exit my final salary scheme and leave behind that certainty of a regular payment, potentially for the rest of my life. Whilst the final decision was of course mine to make, the options that we discussed have given me much more flexibility to retire early and on a monthly pension that will meet my needs at that stage of life. Having spoken to other acquaintances that have been introduced to you, I am also comfortable in the knowledge that on the back of the detailed ‘fact find’, you would have counselled me if it had not been the right thing to do. Its early days in terms of seeing my investments grow but in terms of advice and ease of discussing my plans with you, even down to meeting you to at a location most convenient to me, I would be more than happy to recommend Hartley Ross to anyone seeking sensible, informative advice.
Karen E (Commercial Banking), Somerset
What were the circumstances that caused you to look for a Financial adviser? I have known Dan for around 5 years since he helped me invest an inheritance. We have been talking about looking in to moving my defined benefits pension for around 18 months. How did Daniel Ross help you? He helped me to work my way through the minefield of DB pensions, making sure that I understood both the benefits and the potential risks. What is your current situation? Have you seen the outcome you were hoping for? Absolutely - Dan patiently worked with my very slow DB pension provider to achieve the transfer. He took the worry and chasing off my shoulders. What could they have done better? Nothing - he did a great job. I have recommend a number of friends and associates to Dan - that is how highly I rate him!
Simon G (Lloyds Bank Area Director), Chepstow
The shopper felt at ease talking to the adviser who did not hesitate to share contact details, showed a high level of knowledge, and importantly, offered the most detail in terms of other options available, such as a whole-of-life insurance plan and trusts, without being asked.
FTAdviser, Mystery shopper
Where to find us

Hartley Ross LLP, Forgeside House, Cardiff Bay Business Centre, Forgeside Close, South Glamorgan, Cardiff, CF24 5FA

Make an enquiry
About us

Hartley Ross provide wealth management solutions, financial planning and mortgage advice. We have professional links with conveyancers, will writers, solicitors and accountants; allowing us to provide guidance for all of your financial needs.

As independent advisers, we work for you and have no bias towards any particular provider. We advise on all the main areas of financial planning for individuals, businesses, charities and trusts. Our specialist area is pension and retirement planning.

We offer a comprehensive initial review. This allows us to establish whether we can help you, and helps you decide if we're the right firm to work with.

Please get in touch to find out more.

Our services

We pride ourselves on providing a financial planning advice service that is personal to your needs and objectives. We consider all the important aspects of your finances, including your tax situation, so you truly understand the impact of our advice. Your plan will be tailored to your individual circumstances and priorities, taking into account your complete financial situation.

Advice methods
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    Online (Live chat, video, email)
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    Face to face
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

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