What our clients say
I wanted to combine a few different pensions in to one plus a pensions transfer after divorce.
James was clear, patient, friendly and helpful. He spent a considerable time understanding my needs and went away to gather relevant information and forecasts which I was able to see and digest before talking to him again. He patiently talked through different options in a relaxed way and made sure that I understood all of my options.
I am extremely happy with the advice and work James has carried out for me. As a result of his advice and the recommended products I am happy to know that I will have a livable pension later in my life. Previous to this I had thought that my collection of different and small pensions would amount to very little on retirement. The work James has done for me has given me a lot of peace of mind.
I don't have any criticisms (even constructive!).
I had a small pension which half of the value was made up of a final bonus, which was not guaranteed and could have been removed at any time. Also, the annuity which was on offer was very small.
James recommended transferring to another fund, which would allow me to draw on it as and when required, in a couple of years when I am at pension age.This has now been done. It didn't take long either.
I can't think of anything James could have done better.
I wanted a pension fund transfer.
Joy successfully moved my closed final salary fund into a SIPP as per my requirements.
Very happy with the outcome and future plan, Joy is very professional.
I was coming to the age when private pension was released.
James reviewed and advised on my pension policy making recommendations on next steps.
I was able to make and take informed financial decisions on what to do next with my pension.
I was very happy with the advice given and steps taken by James. I felt informed at all stages and that he was approachable and flexible.
I needed extra income via a limited company
James set up an ISA, better pension
I have the outcome I was looking for.
Hartsfield Financial Services brings together a team of independent financial advisers who are passionate about giving sound, bespoke advice to our clients, helping them to define and then achieve their financial goals.
Our team have decades of experience between us, helping clients with their financial planning needs, whether that’s with their personal wealth or with their business – often both.
We take a comprehensive approach to our financial services, helping individuals and owner-managers with a wide range of financial planning areas. Through our sister company, Hartsfield Trustee Services, we provide bespoke trustee services for self invested pensions.
Our experience includes: Life Cover, Income Protection, Inheritance Tax Planning, Retirement Planning and Cash Flow Modelling, Setting up new Pensions, Reviewing Existing Pensions, Specialist Pension Transfers (Final Salary), Advice on Pension Freedoms, Investments and Wealth Management, Business Funding, Business Planning, Employee Benefits, Auto Enrolment and Business Protection.
Our clients have told us that they appreciate us taking the time to get to know them personally, understand their needs, concerns and attitude to risk, before explaining everything in a straight-forward way.
They like the fact that we work on a fixed fee basis, are helpful, responsive and keep them informed. They feel confident that they are receiving good advice from an honest firm who knows what they are talking about.