Harvey Spencer Financial Planning

Independent Financial Adviser  Harvey Spencer House, Pilsley, Derbyshire, S45 8JB
First meeting at adviser's own cost
Harvey Spencer Financial Planning - we can hep you plan with foresight rather than regret with hindsight.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy to let
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Buying commercial property
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Large business
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Response rating
9.0/10
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FCA authorised
Last authorised 15th January 2020
Meet our advisers
Mark Tennant
Principal Financial Planner

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of investment products and the risks involved.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

What our clients say
"I was looking for a financial advisor to help structure my personal finances in addition to giving me advice on leveraged borrowing, investments and pensions and was recommended Harvey Spencer. Mark Tennant from Harvey Spencer was extremely professional and his knowledge and experience of the financial landscape and right financial products and services to suit our personal situation was invaluable in helping streamline our finances to help free up capital. We received several prudent recommendations as a result of his engagement for investments and insurance cover which I believe has protected and safeguarded our families future. There are many people with access to financial products online that think they have enough knowledge to deal directly with the banks and insurance companies. My advice is don't. Go and take independent financial advice from a reputable company like Harvey Spencer who isn't tied to one bank or financial product and the upfront cost will be repaid many times over. Martin Parker (Managing Director - Schlemmer U.K)
Martin Parker, South Normanton, Derbys
I chose Mark extremely carefully after having had a bad experience with a previous Financial Adviser. My trust in Mark has developed over the past four years and I now rely on him to guide me in all my investment and financial decisions. During more volatile (or less favourable?) market conditions, my rebalanced investment portfolio held its value. Over the past 15 months, my portfolio has returned me around 20% – a combination of Mark’s considerable expertise and favourable market conditions. I am delighted that, with his guidance, I am now substantially wealthier than I was with my previous adviser. Mrs CS, Derby, self employed professional
Mrs CS, Derby
Mark was recommended to me by a friend whom Mark had helped previously. I am so pleased he did! Having tried ( and failed ) to make sense of the various pension pots I had, Mark came over and within no time was able to offer advice as to how to make the best of what I had. He took time to explain the various options and I didn't feel pressured into making any decisions there and then. He went away and within a week or so had contacted the pension companies and provided me with up to date valuations. Marks help and advice has made it possible for me to receive money I didn't know I had and to retire earlier than expected. I would recommend Mark to anyone who wants a solid, no nonsense guy who does what he does very well!! Mr NG, Derbyshire, retired works manager
Mr NG, Derbyshire
"Harvey Spencer Financial Services has provided us with sound accurate information on all our investments, regular up to date progress reports, and up and coming options that may suit us better, to make the most of our finances. Mark is very knowledgeable, professional and efficient, yet friendly with it. Mark always answers any of our queries promptly and effectively." "We wouldn’t hesitate to recommend Mark to our friends and family." R & A, Lincolnshire, retired medical professional
R & A, Lincoln
About us

Harvey Spencer Financial Planning offers bespoke financial planning for private individuals and business owners. Working in partnership with clients to create a financial plan that is fit for purpose for the unique needs of the individual or business. Ongoing reviews of the financial plan ensures that our clients are fully engaged at all times allowing their expectations to be professionally guided according to their own investment remit.

Our services

Protecting what you have built up over your lifetime can be daunting, our mantra is to help you achieve that.

Bespoke Financial Planning for private clients and business owners who either have, or would like to achieve financial independence.

Planning that will maintain that independence for you and your families' future.

Harvey Spencer Financial Planning.

Planning that provides the TLC that you, your family, and your money deserve.

Specialities: Pre and Post Retirement, Pension Decumulation Income Options, Estate and Tax Planning, Tax Efficient Profit Extraction, Long Term Care, Trustee Investments, Personal Injury Trusts

Where to find us

Harvey Spencer House, Granby Close, Pilsley, Derbyshire, Chesterfield, S45 8JB

Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£125,000
Advice methods
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    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 15th January 2020

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We can help you plan for your financial future