Herts & Essex Financial Services

Independent Financial Adviser 2nd Floor, Manor Court, Bancroft, Hitchin, Herts, SG5 1JW
First meeting at adviser's own cost
Response rating
7.1/10
FCA verified
15th October 2018
We endeavour to understand our Clients and will continue to be small enough to care, yet large enough to deliver.
We can advise you on
    • Buy to let
    • Commercial for individuals
    • Equity release
    • First time buyers
    • Flexible
    • High loan to value
    • Home reversion
    • Remortgage
    • Residential
    • Right to buy
    • Self build
    • Self employed
    • Ethical investments
    • Investing for income
    • Investment trusts
    • ISAs
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Unit trusts
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Payment protection insurance
    • Small business
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • Lump sum
    • Regular savings
    • Savings for children
    • School fees planning
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
    • Commercial mortgages
    • Corporate pension
    • Employee benefits
    • Group critical illness
    • Group income protection
    • Group ISA
    • Group life insurance
    • Group pensions
    • Group private medical insurance
    • Group protection
    • Group risk
    • Wealth management
    • Long term care
Meet our advisers
adviser-person
Veryl Joe MIFS DipFA, CeMAP, AFF.SWW
Principal
Where to find us

2nd Floor, Manor Court, Bancroft, Hitchin, Herts, SG5 1JW

Contact us
About us

Herts & Essex Financial Services Limited are Independent Financial Advisers. This means our duty is solely to you, our client. We have been established for over 30 years, the advice you receive is impartial, our continuous monitoring and research of the financial services markets enable us to recommend the most appropriate solutions to your financial needs. Our mission is to assist you to be financially independent and organised.

A particular area of expertise is the provision of advice on Pensions & Investments.

Our services

Life Time cashflow Planning:
In short, we will help you determine an investment strategy appropriate for your needs, and using the investments best suited to your investment attitude,Capicity for Loss, time horizon and tax position.

Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£125,000
Compliance

The Financial Conduct Authority (FCA)
The FCA is the independent watchdog that regulates financial services firms. This document has been designed by the FCA to be given to consumers considering buying certain financial products. You need to read this important document. It explains the service you are being offered and how you will pay for it.

Whose products do we offer?
Investment:
We offer products from a range of Investment Providers.

Protection:
We offer products from a range of Life Insurance, Permanent Health Insurance, Critical Illness Cover and Private Medical Insurance companies.

Long Term Care:
We offer products from a range of Providers.

Accident, Sickness & Unemployment:
We only offer products from a limited number of insurers.

Buildings & Contents Insurance
We only offer products from a limited number of insurers.

Mortgages:
We offer mortgages from the whole market.

Commercial Mortgages:
We only offer mortgages from a limited number of lenders.

Which service will we provide you with?
Investment:
Independent advice – We will advise and make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of the market.

No advice – You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

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