HL Consulting

Financial Adviser (Restricted Whole of Market) 373 Evesham Road, Redditch, Worcestershire, B97 5JA
FCA verified
10th June 2019
HL Consulting offers expert, professional financial planning services to private clients, trustees and business owners.
We can advise you on
    • Buy to let
    • Equity release
    • First time buyers
    • Flexible
    • Remortgage
    • Residential
    • Self employed
    • Investing for income
    • Investment trusts
    • ISAs
    • OEICs
    • Offshore investments
    • Unit trusts
    • Accident & sickness
    • Buildings and contents
    • Critical illness
    • Income protection insurance
    • Life insurance
    • Payment protection insurance
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • Lump sum
    • National savings
    • Regular savings
    • Savings for children
    • School fees planning
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
    • Corporate pension
    • Employee benefits
    • Group pensions
    • Wealth management
    • Long term care
Meet our advisers
Daryl Lay B.Sc. (Hons) FPFS
Where to find us

373 Evesham Road, Redditch, Worcestershire, B97 5JA

About us

HL Consulting was founded in 2010 and has since become one of the premier providers of financial advice in the Midlands. Our reputation for providing outstanding service and advice is built on our core values of trust, service, integrity and knowledge.

Daryl Lay received the highly acclaimed title of “Chartered Financial Planner” in August 2010. This prestigious designation is awarded by the Chartered Insurance Institute and is widely regarded as the ultimate symbol of trust for financial planning.

Advice methods
  • icons
    Face to face
  • mouse
    Online (Live chat, video, email)
  • phoneButton
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

i. The value of pensions and investments can fall as well as rise. You may get back less than you invested.

ii. Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people

iii. Your home may be repossessed if you do not keep up repayments on your mortgage.

iv. Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

v. This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at

vi. The Financial Conduct Authority do not regulate Tax and Trust Planning, Auto enrolment and Buy to Let Mortgages.

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