This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.
This unit covers common types of products and schemes, the legal and regulatory framework, factors affecting the value of commercial property, risk management in the various commercial sectors, information gathering, affordability, suitability and breaches of payment.
This qualification assesses a knowledge and understanding of the regulatory and practical implications of the Treating Customers Fairly initiative.
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
This qualification assess a knowledge and understanding of the Financial Services environment, UK Financial Services and Regulation, the principles of investment, investment products, financial protection, retirement planning and investment advice knowledge.
In 2019 HMC Holistic Ltd were included in the Times top rated advisor supplement as
HMC Holistic Ltd looks to put clients needs at the heart of everything we do in the belief that every client deserves holistic financial services, ensuring every area of finance is appropriately planned for and solutions found. HMC Holistic Ltd specialises in life goal and wealth management, retirement and legacy solutions, and tax planning. HMC Holistic Ltd are a local firm based in South Wales with advisers local to you who understand your needs, we are equally happy to meet you at our offices in Cardiff Bay or in your own home wherever you feel most comfortable. We are part of the Quilter Financial Planning network, which can give you access to exclusive products and terms only available to Quilter Financial Planning firms. We are qualified to all the required standards and able to give advice in all areas of financial planning providing excellent services to all our clients.
HMC Holistic Ltd offer holistic advice to make, save and protect your wealth, specialists in investments, pensions and mortgages. In 2017 the Financial Times reviewed and rated HMC Holistic Ltd at 94% .
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
Commercial mortgage advice is available by referral only.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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