HSC Financial Advisers

Independent Financial Adviser  94-96 Merton High Street, London, Greater london, SW19 1BD
We provide our client's with tailored financial advice focussing on their needs and objectives and attitude to risk.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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Next home / Remortgaging
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Commercial motor
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Critical illness
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Healthcare
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Home and leisure
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Income protection insurance
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Large business
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Life insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 25th May 2020
Meet our advisers
Jonathan Sidlin BA (Hons), Dip PFS
Financial Consultant

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of pension transfer options available and their implications, including income options, legislation and regulations impacting pension transfers, transitional issues as a result of different forms of protection, and the relationship between pension returns and options and investment and capital risk.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

Howard Coleman Dip PFS
Managing Director

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

What our clients say
I have been with HS Coleman for 32 years, where we have faced some challenging times through the ever changing economy, which meant we have had to diversify, be creative and innovative in the way we looked at managing risk in respect to our finance. We have enjoyed this collaboration due to the platform set by HS Coleman which is open friendly and most importantly the willingness to listen and adapt to change.
Mark & Pauline, London
In my 50+ business years I've worked with various financial advisers but only since working with Jonathan Sidlin and seeing the positive results of his recommendations, have I felt that I have a true financial business partner that I can trust. He has spent some time understanding our particular issues and then discussed various ways of successfully resolving them. I would recommend anyone looking to progress their business, to discuss their financial issues with HS Coleman, particularly Jonathan Sidlin.
Robert, NW7
Since working with Howard Coleman and latterly Jonathan Sidlin they have met and surpassed our expectations of working with financial advisors. Jonathan has taken the time to get to know us which gives us every confidence that he understands our financial goals H S Coleman regularly provide updates and have always been available to answer any questions. Dealing with H S Coleman and, in particular, Jonathan Sidlin is a pleasure coupled with a consistently professional approach.
Alison & David, Essex
I first turned to HS Coleman in 2002 with questions about my then-Equitable Life pension fund. Advice given then has proved sound, and forms the basis of a healthier fund than seemed likely at that time. In subsequent years the firm has continued to successfully manage these and other funds with a careful approach to my objectives and attitude to risk.
John, London
I have trusted HS Coleman with my financial planning requirements for over 15 years. I find the advice sound, the team responsive and the service excellent. I would highly recommend them to anyone who appreciates a personal approach with pro-active, positive solutions.
Tom, London
I have used HS Coleman for over thirty years for Pensions, Insurance and Investments. The quality of advice and level of service is exceptional.
Mark, London
I have used HS Coleman for several years. I have found their advice to be both positive and impartial. Their consultants are readily available for follow up phone advice. I would recommend this firm to anyone seeking investment advice.
Ian, Middlesex
About us

We have been in business for over 40 years and are well established within the South London area. We are specialists in financial planning for personal, family, and individual businesses and small companies. We pride ourselves on offering our clients a personal and friendly service dealing with all enquiries promptly. Our Financial Advisers are diploma qualified and are members of the Personal Finance Society.

Where to find us
Head office address: 94-96 Merton High Street, London, SW19 1BD
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£250,000
Advice methods
  • phoneButton
    Telephone
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 25th May 2020

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