Handford Aitkenhead & Walker, Chartered Financial Planners

Independent Financial Adviser  Handford Aitkenhead & Walker Ltd, Leicestershire, Leicester, LE7 4ZB
First meeting at adviser's own cost
If you're worried about your pensions, investments, or financial future during the coronavirus crisis, we are here to help.
We can advise you on
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Annuity purchase
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Auto enrolment
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Estate planning
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Taxation planning
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Corporate pension
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
Response rating
9.0/10
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FCA authorised
Last authorised 22nd February 2021
Meet our advisers
MR Alasdair Walker Chartered Financial Planner
Chartered Financial Planner

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

At the end of this unit, candidates should be able to demonstrate an understanding of: the supervisors role in a regulated organisation; recruitment, training, attaining competence, maintaining competence and supervising competence; management information and performance standards; Financial Services Authority rules and guidelines in respect of competence and supervision; the legal and regulatory aspects of employment and supervision.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of financial protection plans.

To achieve the CertPFS (DM) and individual needs to pass 2 diploma units in Regulation and ethics and Discretionary Investment Management

At the end of this unit, candidates should be able to demonstrate their ability to apply and evaluate the supervision principles and practices in a retail financial services business

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

This exam accesses understanding of the financial services industry including regulation and legislation.

This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits

Accreditations
Chartered Financial Planner
MR Rob Handford
Chartered Financial Planner

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

At the end of this unit, candidates should be able to demonstrate an understanding of: the supervisors role in a regulated organisation; recruitment, training, attaining competence, maintaining competence and supervising competence; management information and performance standards; Financial Services Authority rules and guidelines in respect of competence and supervision; the legal and regulatory aspects of employment and supervision.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of financial protection plans.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

This exam accesses understanding of the financial services industry including regulation and legislation.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits

Accreditations
Chartered Financial Planner
MR Jim Aitkenhead BA (Hons) Econ, FCII, APFS
Chartered Financial Planner

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

Fellowship of the CII is universally regarded as the premier qualification for those working in the insurance industry. This shows a commitment to continuous professional development.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This examination assesses a knowledge and understanding of financial protection plans.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

This exam accesses understanding of the financial services industry including regulation and legislation.

This exam accesses understanding of the financial services industry, and its regulation, products and processes.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

Accreditations
Chartered Financial Planner
Mrs Laura Ripley APFS
Chartered Financial Planner

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of portfolio investment management. If passed before September 2010 QCF 3 after then QCF 4

Accreditations
Chartered Financial Planner
What our clients say
Having retired and with a pension pot to invest, needing a Financial Expert in whom you trust and can rely on for sound advice, I turned to Jim Aitkenhead and his team, confident that they would ‘keep me safe’ and guide me in maximising the returns from my investments without putting me at undue risk. Hunter Aitkenhead have continued to guide my savings and investments and I continue to have faith in their sensible and helpful advice which is always fully explained. The most significant and essential requirement for a Financial Advisor’s clients is good communication on a regular basis. And with Hunter Aitkenhead this what I receive: receive regular reports on how the world of finance is going and how it relates to my situation.
Tony, retired company director, Leicester
It was a pleasure doing business with you as you were courteous, helpful and professional at all times. You came up with better solutions than I would have otherwise.
Hardev, recent retiree, Leicester
Alasdair gave me very clear and objective advice and took time to explain the various options available to me. He was patient with my questions and has been extremely prompt in replying to emails and calls and with all correspondence.
David, property manager, Leicestershire
Alasdair is very well organised, very knowledgeable and very personable. He maintains a good working relationship whilst also engaging with personal detail. He is both responsive and pro-active in the financial relationship and is welcoming of queries. He explains clearly and in depth and takes pride in delivering a quality service. His written reports are excellent and always follow directly from our meetings.
Steve, retired teacher, Essex
Alasdair listened to the advice I wanted to receive and produced several different scenarios for my financial planning. These were produced quickly. He was very pleasant and transparent about his services and did home visits, which I very much appreciated.
Lucy, university lecturer, Leicester
I needed to set up life insurance. Alasdair was quick to reply to any queries I had and produced a good set of quotes outlining the pros and cons to each. He helped me make the best decision to get the best deal.
Josh, web designer, Leicestershire
Jim has looked after me for some time now and has given sound advice both leading up to and during the early years of my retirement. I will now be looking at inheritance planning and expect to receive the same good advice. His monthly financial report is also helpful.
Owen, company director, Leicestershire
I was considering transferring my final salary benefits. Alasdair was happy to talk round the subject without my committing to his services. He quoted a reasonable fee and outlined clearly what he would do for this. His advice was provided in a detailed but clear report. I liked the fact that whilst his report presented the pros and cons of my proposed transaction, it presented clear unambiguous advice. Because I was paying a fee he had no vested interest in whether I proceeded or not. Yes, I proceeded with the transfer, and he ensured that it went through smoothly with my chosen provider. I like the fact that some months down the line I have been able to contact Alasdair and he has addressed a couple of questions that have come up.
Matthew, pension professional, Leicestershire
About us

We live in troubling times, the like of which most of us never expected to see.

Naturally, you will be worried about your own safety and that of your loved ones. As stock markets fall in response to the coronavirus pandemic, you might also be worried about the effect on your pensions, investments and financial future.

We know that most people’s main financial priority is to understand whether they have enough money to do what they want, when they want, in retirement.

Naturally, when stock markets fall as sharply as they have done over recent weeks, you might be concerned about whether you will have enough money to pay for the retirement you planned.

The lockdown period provides us with the perfect time to help you answer that fundamental question; do you still have enough to have the life you want in retirement?

We welcome enquiries from people who aren’t yet a client of Handford Aitkenhead & Walker. Our financial planners are providing the same service during the lockdown period, albeit via video conferencing until we return to more normal times.

Your financial planning journey starts with an initial conversation where we will discuss your current situation and start to understand your objectives and values. This will also allow you to see how we work and decide if you would like to work with us. We’ll also provide details on likely fees and next steps.

We specialise in working with three groups:

• People planning for their retirement:

Whether you are in your 20s, 30s, 40s or 50s, we will help you to plan to retire on your terms; at a time of your choosing with the income you need

• People retiring now:

If the time has come to finish work, we will help you understand what retirement means for you and then recommend the most appropriate way to draw an income from your pensions, savings and investments

• Higher earners:

People earning over £100,000 each year face a unique set of challenges when planning their retirement. We can help you avoid the pitfalls while taking advantage of the many opportunities.

We are also Final Salary & Defined Benefit pension specialists and hold the Pension Transfer Gold Standard (Personal Finance Society).

Our services

Independent:

We are Independent Financial Advisers.

Chartered - “The gold standard of financial advice”:

We are proud to be Chartered Financial Planners. This demonstrates our commitment to higher professional standards and means we are bound by a code of ethics.

Local:

Based in the heart of Leicestershire we are within easy reach of Leicester, Loughborough, Melton Mowbray and Nottingham.

History:

Now in our 40th year, we put that experience to great use when advising our clients. There isn’t much we haven’t seen before!

Fairness:

We believe in transparency and fairness. That's why we publish our fees online.

Where to find us
Head office address: Handford Aitkenhead & Walker Ltd, Unit 4, Brook Park, Gaddesby Lane, Rearsby, Leicestershire, Leicester, LE7 4ZB
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 22nd February 2021

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