James Phillips at Arcus Wealth

As a financial adviser, my first priority is to give you confidence in your financial future. I take time to understand your complete financial and personal picture – so we can plan ahead and make the most of the opportunities available to you.

That includes making full use of available tax-efficient wrappers such as pensions, ISAs, and other planning tools to help you grow and protect your wealth. By structuring your finances in the most efficient way, I aim to maximise what you keep, not just what you earn.

I work with a diverse range of clients at different life stages, each with their own unique ambitions and challenges. For business owners, that might mean tax-efficient profit extraction, succession planning, or preparing for a future sale. For young professionals, it’s often about building financial resilience, starting to invest, and laying the foundations for long-term wealth. Families may be focused on education planning or protecting loved ones, while those approaching retirement want to secure their income and make the most of their assets in later life.

Whatever your starting point, my approach remains the same: clear, expert advice tailored to your goals.