AISA Retirement Planning

Independent Financial Adviser  Oakenhill Lodge, Bristol, BS4 5NX
First meeting at adviser's own cost
We offer independent financial advice in areas such as Pensions and Investments. Specialist experience in tax efficient planning strategies such as Inheritance Tax and the sale of a business. Part of the award-winning AISA group, established in 1998.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Commercial motor
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Critical illness
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Healthcare
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Home and leisure
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Income protection insurance
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Large business
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Life insurance
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Payment protection insurance
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Small business
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Travel
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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EEA
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Rest of world
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Stockbroking services
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Sharia finance
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Long term care
Meet our advisers
Geordie Bulmer
Independent Financial Adviser

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

What our clients say
'We have used Geordie Bulmer of AISA as our Financial Advisor for many years now. He is someone whose advice we trust implicitly, and this has resulted in healthy financial returns. He has always delivered excellent service and keeps us informed about our investments at all times.'
P. Davies & V. Wheller, Chipping Norton
From our first initial meeting with Geordie, we immediately felt in safe hands. He listened to our aspirations, understood our appetite for a measured risk approach to investment and communicates in a manner that is clear, informative and comprehensive. His excellent advice and diligence has been of enormous help to us as we navigated our way through our business sale and investment of the proceeds. I highly recommend Geordie to anyone who would benefit from sound, knowledgeable financial planning advice.
J & G Butler, Saltford, Bristol
I have been working with Geordie Bulmer since 2009. Following my divorce, in my mid-50’s, I realised that I did not have the earning capacity to bring in sufficient money by starting a new career: I needed to maximise savings and investment instead. After trying a few other financial advisers, I was introduced to Geordie and I have had peace of mind ever since. His management of my investment portfolio has given good returns and enabled me to maintain my standard of living. It is equally important to me that my investments do no harm, and Geordie has been most helpful in following my wishes to invest cautiously and, within reason, ethically. He also shows great discretion and I trust my information remains confidential. I have recommended Geordie to several of my friends, when I realised they needed financial advice.
K Nottage, Bradford on Avon
Geordie gave me sound advice in planning for the Inheritance Tax before my husband passed away. He researched the market well and was able to provide me with the right strategy to meet my situation and future needs. I would happily recommend him for your financial planning.
Mrs C Evans, Gloucester
About us

AISA are an award-winning firm with national and international coverage. Our Chartered Financial Planners and Independent Advisers follow an ethics-based culture wholly built around our clients, delivering bespoke financial advice and portfolio services.

Geordie Bulmer is based in the South West, has an Economics degree and over 20 years experience in Financial Services. He is an Independent UK regulated IFA and specialises in pensions, investments, inheritance tax planning & is a key AISA Investment Committee member.

Our services

We primarily offer tailored Investment and Pension planning but also offer specialist experience with Inheritance Tax planning and advising business owners when selling a company.

Advising clients in the following areas:

1 – Pension planning – reducing corporation tax and / or income tax liability through making Pension contributions.

2 – Investment planning – save your money and then withdraw an income tax efficiently, using the right combination of investment plans, such as ISA’s, Unit Trusts and Investment Bonds.
Diversify invested assets across a number of sectors, appropriate to your Attitude to Risk.

3 – Inheritance Tax planning – reduce exposure to tax on your families estate by receiving a specific assessment of your situation and advice on options you could consider. A large tax liability could be reduced through making gifts, Trust planning or investing in appropriate plans which qualify for tax relief.

Where to find us
Head office address: Oakenhill Lodge, Bonville Road, Bristol, BS4 5NX
Service coverage
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face

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