Response rating
9.3/10
FCA verified
16th October 2017

IFS Wealth & Pensions Ltd

Independent Financial Adviser 45 Rusper Road, Greater London, London, N22 6RA
First meeting at adviser's own cost
Chartered Financial Planners. We stand by our promise to use plain, jargon-free language. We'll respond within 1 working day.
We can advise you on
    • Wealth management
    • Ethical investments
    • Investing for income
    • ISAs
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Unit trusts
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • Critical illness
    • Income protection insurance
    • Life insurance
    • Small business
    • Lump sum
    • Regular savings
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
    • Corporate pension
    • Employee benefits
    • Group critical illness
    • Group income protection
    • Group life insurance
    • Group pensions
    • Group private medical insurance
    • Group protection
    • Buy to let
    • First time buyers
    • High loan to value
    • Remortgage
    • Residential
    • Self employed
    • Long term care
Meet our advisers
Alan Chan FPFS BSc (Hons)
Director and Chartered Financial Planner
Accreditations
Chartered Financial Planner
Ricky Chan BSc (Hons) AdvDipFA DipFA CeMAP CeRER CeLTCI CMIFS
Director and Chartered Independent Financial Adviser
What our clients say
Just a quick note to say THANK YOU for all of your help with my mortgage and being so patient and hardworking. With your help, I have achieved my dream of owning my own home! I couldn't have done it without you. Thank you so much. You were invaluable and I wouldn't hesitate to recommend you to anyone.
Rebecca, Chelmsford
1. What prompted you to speak to us? My brother and I were in the process of securing a mortgage and came across IFS Wealth & Pensions (IFS). We decided that since we were First Time Buyers, we would require expertise and guidance with the application for a mortgage. Therefore we decided to choose IFS to help obtain the mortgage. 2. Your First Impression? The two members of staff that I dealt with at IFS were Alan Chan and Ricky Chan. They were extremely friendly and provided their expertise whenever we had a query or were required to provide specific documents. They explained any points clearly that we were confused with, and were very lenient with us as this was our first purchase. 3. How you found our Service? We found that Alan and Ricky were always on the other end of the phone to answer any questions that we had, and were never slow in responding to messages. They were prompt in asking us for specific documents and provided us with a great package from the mortgage provider. The whole process was swift, efficient, and hassle-free. 4. Did we help you achieve your objective? We definitely achieved our objective with IFS and managed to obtain an approved mortgage within a week. IFS made the process very simple, and allowed us more time to research on other aspects of the purchase. 5. Would you recommend us to others? We would thoroughly recommend IFS to anyone who wishes to receive great knowledge and experience for their monetary needs. Our experience with IFS was fantastic and I would definitely use their services again. Although we had only used one of their services, we are sure that their other services will be of an equally very high standard. My only regret is not finding them sooner!
Rob & Mike, London
With Ricky one always feels he is there, an email or a text with a concern or question gets a quick response and it helps that he actually knows what he's talking about and can put in to simple terms. During the 5 years Ricky has been my IFA I have never had the least worry about my capital being other than in a safe pair of hands. As a person Ricky has a natural courteous manner that is respectful with out being the least bit obsequious.
John, London
I was recommended to Ricky by a close friend as I was thinking about retiring and was confused with the retirement options available to me in my pensions. I was dreading looking at all the paperwork. I was pleased to hear that Ricky offered face-to-face meetings at my home. At our meetings it was immediately clear how knowledgeable and professional Ricky was from the way he spoke and presented himself. He was down-to-earth and I felt reassured that he was completely independent and unbiased, so he acted in my best interests, unlike with some other companies I've dealt with in the past. His recommendations were very logical and helped me make an informed decision on the best route for me. He explained everything in normal, plain language (which was important as I'm not particularly financially savvy) and was transparent on any costs and charges. We've put together a financial plan for the next few years and I look forward to seeing Ricky again at our annual review. I can now look forward to enjoying retirement that I've worked so hard for!
Paul, London
When I inherited some money, I was completely new to the world of finances. It was all alien to me and I needed financial advice from someone I could trust. I got in touch with Alan from unbiased and it was refreshing to see a young and knowledgeable professional who knew his stuff! He emphasized the importance of taking all areas my finances into account and made recommendations to address them. I am now debt-free, and have clearly defined investment and retirement plans for the future. For once in my life, I actually feel in control of my finances and can see that the future is bright. I would highly recommend Alan and IFS Wealth & Pensions to anyone who is in a similar position as I was.
Janet, London
Where to find us
About us

"Professional advice that puts you first". When we founded IFS Wealth & Pensions over two years ago, we decided to focus on looking after a small number of clients very well and provide them with nothing short of the very best advice. Being a family run business, we are very much focused on delivering personal service that you can trust.

Our services

We help you live life on your terms. You define it and we'll help you to create the financial freedom to achieve it.

We're a small, family run team of highly professional Independent Financial Advisers (IFAs). We are passionate about helping our clients manage their financial affairs more efficiently as we believe the sound advice we give now can have a big positive impact on our clients’ future. More than this, our clients receive peace of mind so they can get back to doing what they do best – enjoying their lives.

Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£20,000
Compliance

IFS Wealth & Pensions Ltd is directly authorised and regulated by the Financial Conduct Authority.

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