I met with Paul on four occasions where he provided very in depth pension advice very honestly. He helped with consolidation of my various pensions, including Defined Benefit, and also gave very valuable advice on tax efficient pension drawdown. I found Paul to be very forthright and honest, even when I 'grilled him' on the subject of 'scamming'. Paul has obviously worked very hard to get where he is now and takes a great deal of pride in his work. I am certain that he has the best interests of his clients (and potential clients) at heart. At age 62 years and researching 'pension freedom', I wanted to know if I could, and more importantly, could afford, to retire early. Not knowing the full extent of my situation, I realised that I would need some professional advice and that is where Paul fitted in.

Paul gives friendly, impartial and honest advice. I would recommend him to anyone who is seeking help with pensions, insurance and mortgages. He will tell you straight away if a product or policy is not suitable for your situation or needs even if this means he is losing out on extra business. In my opinion you would do well to find a better IFA.

Paul has provided a first class level of service from our first meeting. He has been very professional & friendly. From the very beginning he listened intently & totally understood my situation & goals. He provided expert advice & explained his recommendations in an easy to understand way. He fully explained any charges & in my opinion offered a value for money professional service. I would highly recommend Paul for anybody looking for a professional, knowledgable financial advisor. I have not found any faults with Paul's advice & services

My wife and I returned to UK after living overseas for 12 years and needed expert advice on most beneficial way of re-investing funds, if necessary.Also, there were a couple of loose ends that needed advice before finalising them. Paul fully explained his charges and was upfront about finding fund providers who levied realistic charges.Paul quickly involved himself in the issues outstanding from Cyprus.He certainly understood our thoughts on risk and advised us accordingly.After some consideration, he recommended a fund for us, in which we were happy to invest.Finally, he maximised our investment in ISAs, which had not been available to us in Cyprus. Paul's advice did not cover pension arrangements which were already in place.,We were happy with the documentation provided we received from our fund provider.Having been with Paul for only 12 months, we believe our investment has withstood the problems of the Stock Market during that period and we are hopeful that things will improve overall. It is difficult to identify any areas for improvement since we are relative novices in the world of finance. Suffice it to say to say that we feel Paul has been ultra professional in our dealings and