To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.
In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.
Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
Fellow members will have passed the Institute’s fellowship examinations and have demonstrated five years relevant experience.
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.
This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.
This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.
This qualification assesses a knowledge and understanding of portfolio investment management. If passed before September 2010 QCF 3 after then QCF 4
This examination demonstrated that the individual has a knowledge and understanding of all financial planning aspects of running a business and an ability to advise clients appropriately.
An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an CISI assessment, ongoing educational activity (continuous professional development) and ethical behaviour.
Alan Moran is strongly principled and compassionate who believes that the purpose of life is to make the world a little better by helping others to improve their lives.
He became a Certified Financial Planner in 1995 and a Fellow of the Institute of Financial Planning, and a Life Member in 1996. He was one of the first Chartered Financial Planners in 2005 and he is now one of the most highly qualified independent financial advisers in the UK.
He has many years' experience of working with clients at all stages of their lives, and he helps clients of any age and with any level of assets. When new clients contact, he always tries to help.
His practice provides comprehensive financial planning practice for personal clients which takes a holistic approach to their problems, concerns, and objectives. He works with clients on an on-going basis to ensure that they reach their goals and objectives so that some clients have been his clients for more than twenty years.
Clients are provided with their online account where they exchange messages and documents securely, view their investments and reports, and they have immediate access to their paper file.
We work with clients approaching or in retirement ensuring they achieve what they want without ever running out of money.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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