To determine the optimum timing and and approach for crystallising my pension. Also the options for dealing with the tax free lump sum to meet my goals and minimise taxes in doing so. As there are a number of options, I was seeking confirmation that the proposed approach was appropriate to my circumstances, especially as there was a large amount of stake. Tony's input was invaluable in go through the pros and cons of the various options and to help decide the appropriate one in my circumstances.I found Tony's in-depth knowledge of the pensions regulations to be impressive. He is very personable and his excellent communication skills helped avoid the complexity.
Mr Peerbhai, Greenwich, London
Tony Yip has, as a financial adviser, helped us set up a bond into trust. After the initial contact by email, he visited us at home and spent time understanding what we were trying to achieve and then after explaining the options came up with a report and a further visit with his recommendations. As we took his recommendation of an international bond in trust he explained that it would not be possible to do this without the help of a financial adviser. His communication has been clear throughout the process and has always made certain that we had every opportunity to question anything we were not clear on. Tony is young and full of energy and, if he does not have the information at his fingertips, will investigate and come back with the results. We shall be continuing our relationship with Tony through both formal six monthly reviews or ad-hoc questions by email or telephone.
Mr Gallaway, Southend-on-Sea, Essex
Tony gave a run down of the various pension types available and after reviewing my various pension plans in place he then advised on the best approach to take to maximise on my pension plan to get the most benefit from money invested.
Mr Williams, Basildon, Essex
Recently retired and was looking for financial solutions with my pension pot. Put together an excellent investment programme for my pension.
Mr Neale, Colchester
I have a successful track record of delivering innovative solutions that differ from typical mass market approaches. For example, achieving a stronger retirement plan by making tax efficient contributions versus overpaying your mortgage; and moving away from the mindset that your house is your pension.
Areas that I specialise in:
- Investment Planning
- Pension Planning
- Personal Tax Planning
- Trust Planning
- Inheritance Tax Planning
- Life Assurance
- Mortgage and Equity Release
Where to find us
Head office address: 65 Holst Crescent, Old Farm Park, Buckinghamshire, MK7 8QN
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