What our clients say
Required to help with funding property purchase through a SIPP and other pension requirements. Extremely helpful dealing with SIPP provider, the bank and in dealing with pension requirements. He continues to advise on pension matters and is doing an extremely good job.
George, Angus August, 2015
George, Angus
Investment of retirement fund. Advised and set up drawdown scheme. Retired. Yes.
What could they have done better?
Perfectly satisfied that he gave appropriate advice and guidance in setting up my scheme.
Grant, Fife August, 2015
Grant, Fife
To find the best ways to invest for the family and retirement. Explanations were clear and many different options were suggested. On track for retirement - more consultation will be necessary in the very near future.
What could they have done better?
I have been happy with the service I have received - would recommend David Arthur to anyone
Irene, Fife August, 2015
Irene, Fife
Inheritance and pensions. David advised where best to place my inheritance, also on transfer of pension. Ongoing.
What could they have done better?
Nothing! David Arthur is patient, friendly and approachable - nothing is too much trouble. I would highly recommend him to anyone.
Gillian, Cornwall August, 2015
Gillian, Cornwall
needed help with investments and pensions. greatly. sound and excellent advice. more or less.
What could they have done better?
very little
ian, Perthshire August, 2015
Ian, Perthshire
Having retired from the day to day running of my family business 5 years ago I required advice on how to get the best out of my savings, penson fund and SIPP. By giving me a range of srategies and options and explaining the levels of "risk and reward" in an easy to understand format. I continue to receive on going input into my overall asset position as does my wife.
What could they have done better?
I have thought about this but can't really see much room for improvement apart from the one everyone strives for........higher returns!
Sandy, Fife August, 2015
Sandy, Fife
Original financial adviser retired business was transferred to James Hair re our meeting David. we feel our overall finances are much more organised and in good hands. very happy with all the advice and help we have received from David look forward to all future contacts.
What could they have done better?
more than happy at this present moment with Davids advice
melville, Fife August, 2015
Melville, Fife
I was looking to consolidate numerous work pensions that I had accrued over several years and manage them centrally. David suggested moving everything to the Nucleus platform which gave me a holistic view of the performance of the various funds and gave me the flexibility to make changes as I see fit. Yes, this is a simple interface which gives me a lot more control of my affairs.
What could they have done better?
Nothing, I am fully satisfied with the advice David gave me.
Leigh, South Yorkshire August, 2015
Leigh, South Yorkshire
To manage and provide advice for my pension and also my savings, and the savings of my children. David has managed my funds and provided sound advice on various equities and investment trust and funds to invest in, that fully match my age, aspirations and risk criteria. The value of my investments have grown beyond expectations and although there are still a few years to go before retirement, so far the results have been good.
Derek, Midlothian August, 2015
Derek, Midlothian
Investment & Pension advice. By providing Investment & Pension advice. Things appear to be on track - I am happy.
What could they have done better?
Nothing. David has done and continues to do a great job for me.
Scott, Midlothian August, 2015
Scott, Midlothian
A Trust set up by our two daughters' granny had a significant sum of money available for investment. He provided advice on how best to invest this sum and made all the necessary arrangements. The investments are proceeding just as we had hoped.
What could they have done better?
He did just what we required of him. Not being knowledgeable about investments, we are not in a position to make useful suggestions about what else could have been done.
Ian, Fife August, 2015
Ian, Fife
Two reasons - I sold my business and had a sum to invest and my mother died and so received monies from sale of her house. He advised me how best to invest and build up my pension. Yes the investments he made brought an excellent rate of return and I know he keeps an eye on the market and makes changes as and when required.
What could they have done better?
No I don't think so. He conducts regular reviews and always responds timeously to e mail or telephone enquiries. He is also very clear in his explanations of actions and changes which he has foreseen.
Jennie, Fife August, 2015
Jennie, Fife
Advice on pensions and investment. He provided professional and excellent advice. I am extremely happy with the advice I have received.
What could they have done better?
I have no complaints in fact the quality of service has exceeded my expectations.
Norman, Midlothian August, 2015
Norman, Midlothian
About us
James Hair & Co. is a fully integrated accountancy and financial services practice. Established in 1980 the company currently employs 19 people. We have offices in Cupar and St Andrews in Fife however we deal with clients across the UK as well as in Europe and the United States. We are, and always have been, a fee based practice offering complete transparency to existing and potential clients.
Investment management , regardless of product wrapper, is at the heart of our offering. There are two key steps in our process - identification of the correct investment asset class followed by the selection of the appropriate investments within that class. Our philosophy is as follows -
- Focus on the medium to long term
- Place strong emphasis on capital protection
- Make simple, transparent and readily realisable investments
- Seek quality at all times with proven business models and sound balance sheets
- Identify themes and trends that will provide future growth
And this is our approach -
- Review global markets and developing economic trends on a monthly basis
- Evaluate Individual asset classes
- tailor investment selections based on individual risk profiles
We are Independent Financial Advisers
Our services
Investment management and personal financial planning is one of the core areas in which we specialise. Over the last 35 years we have developed a unique style and philosophy when is comes to the management of investment funds. By combining active and passive investment techniques our approach provides a means of coping with increasingly volatile market conditions. Whilst the product wrapper is relevant (ISA, Pension or General Investment Account) the asset allocation based on your objectives and appetite for risk is at the heart of our investment process. Our integrated tax services allows us to offer a complete service.
