James Hair & Co.

Independent Financial Adviser  James Hair & Co, Fife, St. Andrews, KY16 9EQ
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FCA authorised
Last authorised 18th October 2021
Our areas of expertise are investment management and Pension advice. We are independent financial advisers in Cupar and St Andrews
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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EEA
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Rest of world
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Group Pension/Stakeholder
Meet our advisers
David Arthur
Director
About us

James Hair & Co. is a fully integrated accountancy and financial services practice. Established in 1980 the company currently employs 19 people. We have offices in Cupar and St Andrews in Fife however we deal with clients across the UK as well as in Europe and the United States. We are, and always have been, a fee based practice offering complete transparency to existing and potential clients.
Investment management , regardless of product wrapper, is at the heart of our offering. There are two key steps in our process - identification of the correct investment asset class followed by the selection of the appropriate investments within that class. Our philosophy is as follows -

- Focus on the medium to long term
- Place strong emphasis on capital protection
- Make simple, transparent and readily realisable investments
- Seek quality at all times with proven business models and sound balance sheets
- Identify themes and trends that will provide future growth

And this is our approach -

- Review global markets and developing economic trends on a monthly basis
- Evaluate Individual asset classes
- tailor investment selections based on individual risk profiles

We are Independent Financial Advisers

Our services

Investment management and personal financial planning is one of the core areas in which we specialise. Over the last 35 years we have developed a unique style and philosophy when is comes to the management of investment funds. By combining active and passive investment techniques our approach provides a means of coping with increasingly volatile market conditions. Whilst the product wrapper is relevant (ISA, Pension or General Investment Account) the asset allocation based on your objectives and appetite for risk is at the heart of our investment process. Our integrated tax services allows us to offer a complete service.

Preferred clients
Minimum wealth (income/assets)
£101,000
Minimum pension value
£101,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Face to face

James Hair & Co, 146 South Street, Fife, St. Andrews, KY16 9EQ

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