James Harvey Associates Limited

Independent Financial Adviser James Harvey Associates Ltd, Santon House, 53-55 Uxbridge Road, Greater London, London, W5 5SA

First meeting at adviser's own cost

Response rating

7.0/10

24th June 2019

If you’re approaching retirement, or recently bereaved, we are here in West-London, to help you make sense of it all.

We can advise you on

Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Unit trusts
Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Financial planning
- Wealth management
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance

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Meet our advisers

James Harvey

Independent Financial Planner

Qualifications & Accreditations Hide qualifications

FP3 - Identifying and satisfying client needs (CII)

This exam accesses understanding of identifying and satisfying client needs.

FP2 - Protection, savings and investment products (CII)

This exam accesses understanding of protection, savings and investment products.

FP1 - Financial services and their regulation (CII)

This exam accesses understanding of the financial services and their regulation.

CF7 - Certificate in Lifetime Mortgages Activities (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

CF6 - Certificate in Mortgage Advice (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

CF4 - Retirement Planning (CII)

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF3 - Financial Protection (CII)

This examination assesses a knowledge and understanding of financial protection plans.

CF1 - UK financial services, regulation & ethics (CII)

This exam accesses understanding of the financial services industry including regulation and legislation.

AF5 - Financial Planning Process (CII)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

CFP - Certified Financial Planner Licence (IFP)

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

MAQ - Mortgage Advice Qualification (CII)

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

G60 - Pensions (CII)

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

G20 - Personal Investment Planning (CII)

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

G10 - Taxation and Trusts (CII)

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

CF9 - Pensions Simplification (CII)

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

AFPC - Advanced Financial Planning Certificate (CII)

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

Accreditations

What our clients say

“It’s an excellent service. I enjoy the discipline and our face-to-face meetings once a year. As a bit of a control freak, I feel I should be doing more to understand all the figures, but I really find the detail a bit boring. I could do the research myself as I do for everything else, but I don’t really understand it enough and wouldn’t have much confidence in the results. Financial decisions are all long-term; everything else in life is short-term, so our relationship and continuation has been a big reassurance. You stop me making mistakes. I also appreciate the way you blend the emotional side of decision making with the factual. I have introduced my three best friends to you, my mother and my sister. These introductions take some courage, as the liability that exists if the relationship goes wrong is huge. What more can I say about trusting you?”

ANDREA GAWN, London

“A key moment for me was when I left full paid employment and wanted to set up my own business from scratch. Not only did this coincide with a recession but my wife also had the urge to move to a bigger house. I thought the two things were quite mad, particularly the thought of getting the largest mortgage of your life in your fifties. You calmly suggested that we ran the numbers to see if it was possible. It was and it completely transformed our lives. My wife loves the house and I love my business and I don’t think either of us would have been that content if we hadn’t done what we wanted. Your capacity for listening is very unusual. Most people I’ve come across in the financial industry don’t stop talking and selling. You do exactly the opposite. You stop, listen and come back with very thoughtful advice.”

PETER DALE, London

“You’ve been advising me on various aspects of my finances for thirty something years and you have always been very helpful, thoughtful and attentive. We have great confidence in you. The most important thing for us is when I retired, you were able to help us organise our finances so that we could do what we wanted to do. Despite all the ups and downs of the financial markets and whichever recession has been biting at the time, your recommendations have always worked out and you have always gone to great pains to make sure it fits with our life plan. You are also wonderful at explaining things. Even Judy, who has never really been keen on finance, feels better educated and happy in the knowledge she knows what’s going on. It’s a great comfort to know that everything is in safe hands.”

JUDY & BRIAN GORE, London

“Our main worry is not having enough to support the lifestyle we want. There is so much gloom and doom out there it is hard to understand the reality of the world. I always feel relaxed and in control after our meetings. You present the reality of our situation and I have confidence that you would tell us if we needed to make changes. I love the graphs that you use; I feel I grasp things better this way. Pictures say so much more than numbers do.”

JENNIE NORWOOD, London

“I previously used one of the big banks for financial advice but on retirement I found the service poor and inattentive. Things got missed and I didn’t have the confidence that they were managing the situation. After all this was the accumulation of a life time’s savings, it was very important, our future depended on it. This caused me considerable stress. I liked your starting point of meeting Viv and me to get a clear understanding of our lifestyle, our financial concerns and talking about how your financial planning might best be tailored to meet our aspirations. Importantly the structure that you have in place for financial updates and review meetings provide us with great confidence that our financial affairs are at all times being properly looked after.”

RAMSAY & VIVIEN MASON, London

Where to find us

James Harvey Associates Ltd, Santon House, 53-55 Uxbridge Road, Greater London, London, W5 5SA

Make an enquiry

About us

Are you at a crossroads?

That’s the perfect time to approach us and learn how we can help.

Typically, people come to us when they are looking to change their life, or they’re worried about what the future holds. This means we work best with two groups:

People approaching retirement:

If that’s you, we will help you understand what you want from the next phase of your life. We’ll spend time understanding your aspirations and then develop a financial plan to ensure they are achieved.

People who are recently bereaved, particularly widows:

We will sympathetically help you get your affairs in order and, when the time is right, put a plan in place to secure your financial future.
As financial planners, we address your immediate challenges but then look to the future. We never just sell you a product and we always deliver thoughtful recommendations within the context of your objectives.

Our principal Financial Planner, James Harvey, is a qualified and experienced lifestyle financial planner. Based in Ealing, West London, he set up James Harvey Associates in 1998. Today, the business manages over £80 million on behalf of our clients.

Our services

We’re independent:

As independent financial planners, we’re not restricted in our choice of providers. Instead, we have the freedom to choose the best option for you, from the entirety of the market, when implementing our plans.

We believe in the power of listening:

Open and friendly conversation helps us get to know you, but we also believe in the power of stopping and listening.

We put you, your aspirations and objectives
first:

We believe we should discover your most essential aspirations in life before formulating a financial plan. That way, your finances can fully support your objectives.

Compliance

James Harvey Associates Limited is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales. Company number: 05033164. Registered Office: Santon House, 53-55 Uxbridge Road, Ealing, London, W5 5SA.

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We can advise you on

Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Unit trusts
Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Financial planning
- Wealth management
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance

Advice methods

Telephone
Online (Live chat, video, email)
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£100,000

Minimum pension value

£100,000

Minimum mortgage value

£0

Compliance

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Contact options

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