This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
CMAP - Certificate in Mortgage Advice and Practice (CIOBS)
This qualification assesses the knowledge and understanding of the UK regulation environment in the financial services industry together with various types of mortgage products and repayment options and the giving of mortgage advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) - www.scqf.org.uk
Diploma In Investment Planning (DipIP)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry together with packaged products (pensions, protection and savings and investments) and the giving of investment advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) - www.scqf.org.uk
Member of the Chartered Institute For Securities and Investments
MCSI membership is full membership of the CISI, and denotes a high level of achievement and competence. It is awarded to those with a suitable combination of qualifications and experience
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
What our clients say
After previously losing 90% of my pension value with another adviser, I’ve been able to get myself back to my starting point with Phil’s help. He made a portfolio recommendation, explained why he was doing what he was, how it would leave me financially and when pockets of money will be freed up as life progresses, and he’s not let me down.
I am quite relaxed now, I’m not waking up in the night any more thinking, ‘what am I going to do?
I never feel like a Client. I know I am a client, but Phil feels like a trusted financial adviser AND a friend.
You need to deal with someone you can trust and I trust Phil implicitly. The cashflow forecasting Phil took me through gave me the confidence to retire, safe in the knowledge I had accrued enough money to do so.
I’m very, very happy with what Phil’s doing. He keeps it simple. He knows my strategy and the risk factor I’m comfortable with. He’s very easy-to-understand and is easy to contact by phone or email. He’s always made me feel fully welcome regardless of the amount I want to invest.
What I really value is the personal touch. I feel that despite the fact we only need to get together once a year and speak a couple of times on the phone, I do feel it’s personalised to me. I go direct to Phil if I need something. I feel it’s small and personal enough which I prefer rather than going to one of the big players.
Through working with Phil, we’ve gained pension peace of mind. The big part of it is knowing that it’s going to get done and get done right. Whether I know what I want or whether I’m being guided by Phil, you just know where you stand with him.
I don’t look at Phil as someone who just invests my money; I trust him and I think he is a completely genuine guy to deal with. Investing money - it’s a big step to take – but I’ve passed a couple of names on to him and it’s nice to be able to feel comfortable.
Nothing is too much trouble for Libertas, they are nice to deal with, very approachable, there’s no pressure, they’re straight-talking and give a clear presentation of the investment strategy for you to make your own mind up.
We are a modern, family run firm of independent financial planners. Our focus is on helping clients to create, enhance and protect their wealth.
We typically work with clients who fall into the following categories:
• Business owners
• Those building their wealth
• Those planning for retirement
• Those at retirement
We work in depth with every client to ensure we comprehensively understand your financial and life goals. Once we have a full picture of what’s important to you, we create a Lifetime Wealth Plan to help you to reach your goals.
Our personal, caring approach sets us apart. It is this and our combined 50 years' experience managing clients’ financial affairs that enables us to deliver an exemplary service to our clients. We are very proud of the long-lasting, trusted relationships we have built.
We have earned our reputation through honesty, professionalism, and a deep dedication to personal service.
We provide effective financial planning, without the hassle.
The strategic planning we undertake with clients involves the creation of a Lifetime Wealth Plan, enabling you gain a thorough understanding of where you are now and to understand clearly what you need to do to achieve the future you aspire to.
This may include looking at your tax optimisation strategy to ensure you are doing everything possible to reduce your tax liabilities and maximise your returns.
We offer a comprehensive financial planning service for all your investment and protection needs:
• Retirement Planning
• Personal Wealth Planning
• Personal Protection Planning
• Corporate Services
• Family Office Services
Our expertise in investment management, personal and corporate financial planning means you can benefit from a truly holistic view of your finances.
Where to find us
Head office address: The Barns, Stretton Road, Stretton, Warrington, WA4 4NP
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provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting. Any decision to transact business is made by you on the basis
of your own enquiries.
To check that an adviser is regulated, you can contact the relevant regulatory or professional body.