Lifestyle Financial Advice

Independent Financial Adviser  Lifestyle House, Pontyclun, CF72 8AE
First meeting at adviser's own cost
We are a family firm based in Talbot Green, South Wales and have over 30 years experience in Financial Services. Iain Atmore is an award-winning Financial Consultant with Advanced qualifications in Pension Planning and Mortgages.
We can advise you on
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Equity release
Response rating
7.0/10
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FCA authorised
Last authorised 22nd February 2021
Meet our advisers
MR Iain Atmore DIP PFS ADV CEMAP
Financial Consultant

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.

This unit covers common types of products and schemes, the legal and regulatory framework, factors affecting the value of commercial property, risk management in the various commercial sectors, information gathering, affordability, suitability and breaches of payment.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge, understanding and application of the different types of long-term care insurance.

This qualification assesses a knowledge and understanding of the general insurance environment, its products and the manner in which the industry is regulated.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of the regulatory and practical implications of the Treating Customers Fairly initiative.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, lifetime mortgage products and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This examination assesses a knowledge and understanding of financial protection plans.

What our clients say
Lifestyle Financial Advice gave me great advice in moving an old pension to a better fund which has increased in value. They also helped me make the right decisions to take my current pension. Excellent advice from friendly knowledgeable people. Made the pension process painless. Would happily recommend them.
Janet Haines, Pontyclun
Lifestyle assisted in me getting my first mortgage, great friendly service. Helped & looked after every step of the way. Will definitely be back in future.
Owain Thorngate, Brynna
Transferred by company pension to a personal pension to take a lump sum. Explained the process really well and a great service. Thanks
Jason Claridge, Llanharry
Lifestyle set up my pension for me, great friendly service. I know my pension is being looked after and in great hands.
Nicola Payne, Pencoed
About us

Professional friendly advice from an award winning consultant with 30 years experience in Financial Services.

Meetings can be in our office in Talbot Green or at your home. Evening appointments are available. We provide an initial meeting FREE of charge.

Our services

Pension Specialists:
Pension Tax-Free Cash, Pension Sharing Orders, Occupational Pensions, Pension Consolidation, Flexi-Access Drawdown.
Equity Release:
Lifetime Mortgages

Where to find us
Head office address: Lifestyle House, 97-99 Talbot Road, Talbot Green, Pontyclun, CF72 8AE
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Advice methods
  • phoneButton
    Telephone
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 22nd February 2021

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