Lighthouse Financial Advice Limited

Restricted - Whole of Market  Lighthouse Financial Advice, Woodingdean, Brighton, BN2 6AH
First meeting at adviser's own cost
Local, Face to Face or telephone. Affordable, Expert Financial Advice, I am a pension transfer specialist which means I am qualified to give advice on final salary & defined benefit pension transfers as well personal pensions, investments, life assurance
We can advise you on
Annuity purchase
Auto enrolment
Defined benefit
Pension consolidation
Pension drawdown
Pensions & divorce
Pensions & retirement planning
Pensions review
Pensions transfer
Wealth management
Ethical investments
ISA / Unit Trusts / OEICs
Investing for income
Offshore investments
Socially responsible investments
Unit trusts
Lump sum
Critical illness
Income protection insurance
Life insurance
Group Protection/Life Insurance
Group critical illness
Group life insurance
Response rating
FCA authorised
Last authorised 20th September 2021
Meet our advisers
MR Richard Cakans
Financial Adviser

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

This qualification assesses a knowledge and understanding of key elements of the mortgage process, specialist types of mortgage lending, challenges in the mortgage industry and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

What our clients say
Excellent financial adviser, explained everything in a relaxed way and was not just trying to sell.
V Robinson, Carlisle
Thanks again for your help and advice, I have passed your details onto my union as I am sure other member will benefit from the advice and services you provide.
G Jones, Newcastle
Can I just give some feedback on Richard from his seminar attendees. They were very pleased with their half hour and the advice given which was very useful. All in all a very successful session.
R Taylor ( employer seminar ), glasgow
INVESTMENTS I spoke to my bank but because I had less than 75,000 to invest they told me I had to go online! I spoke to Richard who was able to explain my options and set up my investment.
S Norman, cumbria
LIGHTHOUSE FINANCIAL ADVICE, RICHARD CAKANS WIGTON CUMBRIA Excellent Professional Service and good advice and time to explain anything if i was unsure about or did not understand from Richard Cakans also the team at Lighthouse Financial Advice sourcing the best direction to go with my pension investments and maintaining a good continued return for my future i have recommended already to several of my Friends and colleagues.
S Eland, Workington
PENSION CONSOLIDATION Following a phone assessment we met and Richard helped me consolidate my pensions into one. He was very helpful and efficient at sorting the pensions out.
M Dalman, Cumbria
About us

We are the preferred financial advisers to these unions: Unite, Prospect, PCS, USDAW as well as others.
No matter what stage of your financial journey you are at, I will be able to make sure you are not only going in the right direction but that you will get there at the right time in the most cost effective way.
When you come to me you get the best of both worlds: a local adviser who can talk to you one-to-one, backed up by the extensive resources and expertise of the Lighthouse Group.

Our services

Understanding your unique circumstances.
This is the process of getting to know you. How you got to where you are now – and where you want to get to in the future.
What you want to achieve, financially, in the next 5, 10, 15, 20 or possibly 30 years.
What’s important to you? What drives you? What are your lifestyle expectations? What do you want out of life?
In other words, what do you want your money to do in the first place! Without answers to these fundamental questions no financial decisions can made.

Where to find us
Head office address: Lighthouse Financial Advice, Fairway House, 1-2 Hunns Mere Way, Woodingdean Business Park, Miller Park, Station Road, Woodingdean, BN2 6AH
Service coverage
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value
Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
FCA authorised
Last authorised 20th September 2021

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