Independent Financial Adviser  23 Whitestone Way, Croydon, CR0 4WF
First meeting at adviser's own cost
You the client, know your situation best and we, at Lionel-Kojoson are experts and know our industry. Together we can create smart plans to achieve your goals.
We can advise you on
Annuity purchase
Pension consolidation
Pension drawdown
Pensions & divorce
Pensions & retirement planning
Pensions review
Pensions transfer
Bad credit
Buy my next home
Buy to let
Buying commercial property
Buying first home
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Wealth management
Ethical investments
ISA / Unit Trusts / OEICs
Investing for income
Investment trusts
Socially responsible investments
Unit trusts
Lump sum
Regular savings
Savings for children
School fees planning
Critical illness
Income protection insurance
Life insurance
Estate planning
Response rating
FCA authorised
Last authorised 13th September 2021
Meet our advisers
Ms Maya Kodikara

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

This exam accesses understanding of key retail financial products such as savings, investments and tax wrappers.

Certified Financial Planner
What our clients say
I have been working with Maya for a number of years. She advised me on a range of complex financial issues and took me across my retirement, ending of mortgage, pension, car insurance. She has been flexible. She understands the world of the busy doctor in the NHS and appreciates that our expertise is not in managing finances but in managing health. She understands the specific issues of the NHS doctor and navigates the complex paths that are needed to get all information for optimum financial management. I am glad to continue this working relationship into the future
Peter Hughes ( NHS Consultant Psychiatrist ), Springfield Hospital , London
"I found Maya via the unbiased website. Maya's advice has been given promptly and has very much helped in understanding in my position and showed me a couple of options for potential capital repayment vehicles for interest-only mortgages that I had not be aware of. She is always ready to answer questions and is most courteous and professional."
David Underdown (Digital Archivist ), National Archives London
“My wife and I have been clients of Maya for many years. She has provided invaluable advice regarding our finances and financial plan. I have often found these matters and matters of the NHS pensions scheme very confusing, but Maya has always made these easy to understand. I am very satisfied with the services and products Maya has provided us. Communication and any questions are always promptly replied too. I would happily recommend Maya’s services to friends and family and in-fact have already done so.”
Dr Derek Chan, Consultant in Gastroenterology Epsom and St Helier Hospitals NHS Trust
We have known Maya for a few years and have benefited from her advice on NHS pensions and so much more. We are always so grateful for all her advice and guidance. Maya has been honest, trustworthy and very fair. It’s nice to know that we are in safe hands, and that we don’t have to be weary of any hidden agendas or ulterior motives. We have introduced her to many doctors over the years who have equally commended her on her services. She has taken a career change as an Independent financial advisor and we are delighted that her financial advices and services will expand in horizon with benefit to all who seek advice. We wish her every best in her next steps and recommend her with confidence
Malarvizhy Baheerathan ( Consultant Psychiatrist), Epsom
I was looking for a mortgage broker with regard to a buy to let property. My old mortgage company recommended me to check out <url hidden> Maya Kodiara <phone number hidden> Contacted me I followed her lead, and she recommended a lender. Everything ran smoothly and an offer was received promptly. Thank you Maya. Well done
Ka Teresa IP, Kensington Solicitor
Maya is excellent! I found Maya to be very professional, always ready to explain and made sure I understood my options before making decisions. She never hurried me but always gave me time to think through. She was very prompt in dealing with my case and always kept me updated. She’s very knowledgeable in her field, I can’t fault her professional approach but is also a very friendly person. Maya listened to me. Her manner of working is so different to the other financial advisers I have been in contact with. I felt she always wanted the best for me that it wasn’t just a business for her. I’m so glad I will be able to go to her for financial advice now and for the future. I have no hesitation in recommending her services
Agnes Ofori-Atta ( NHS Nurse ), Royal Free Hospital
“We first started getting financial advice from Maya several years ago when she worked with Wesleyan. We always found her extremely helpful, insightful, reliable and friendly, when she left Wesleyan to become an independent financial advisor with Lionel-Kojoson earlier this year, we decided to continue to use her skills and support to help sort out our finances - again, we were very happy with the detailed and skilful service provided, which helped reassure me and minimise my tax bill. I'd be happy to recommend Maya to anyone else in a similar position to ours, seeking friendly competent professional advice on their savings, tax, and pension issues”.
Dr Aodhan Breathnach, Consultant Microbiology St George’s University Hospitals NHS Foundation Trust
We would highly recommend Maya to anybody for her services! Maya worked with us to secure our mortgage and honestly, the process couldn't have been easier. She was patient, thorough and very good at explaining all our options before we made our decision. When we submitted our application, the offer came through in 11 days! Maya made a process that seemed complicated and long winded very seamless and easy and for that we are grateful. We will definitely be using Maya again in the future.
Fatima Alghali & Paulo Rafael, London
About us

Our guiding values at Lionel-Kojoson, are simply

• Clarity

• Transparency

• Trust

Why Lionel-Kojoson?

because we put 100% in doing the right thing and getting it right.

A simple question drives every recommendation we make. How does our advise help you reach your goals?

If it is not in the interest of our client, we will not go ahead. Simple.

Lionel is my beloved fathers first name, and my son made up kojoson, kojo being his father’s middle name

Our services

• Pensions

• Savings & Investments

• Mortgages

• Estate Planning

• Protection

Where to find us
Head office address: 23 Whitestone Way, Croydon, CR0 4WF
Service coverage
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value
Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
FCA authorised
Last authorised 13th September 2021

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