Lynch Wealth Management

Independent Financial Adviser  Suite 5, West Lancashire Investment Centre,, Skelmersdale,, WN8 9TG
First meeting at adviser's own cost
We help to create a sound and comprehensive financial plan so that you can live out the life you deserve
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Defined benefit
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
Regular savings
check
Critical illness
check
Income protection insurance
check
Life insurance
Meet our advisers
Mr Gary Lynch

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This qualification assesses a knowledge and understanding of key elements of the mortgage process, specialist types of mortgage lending, challenges in the mortgage industry and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

This exam accesses understanding of the features and risks of different securities, the structure and features of the securities market and relevant factors and considerations for appropriate investment recommendations.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

About us

Lynch Wealth Management Ltd provides itself on giving totally independent, jargon free financial advice to individuals and companies in a transparent and honest manner. By being Independent it means that we are not tied to any providers / services. We will work on your behalf using our knowledge of the whole market place, having the freedom and experience to recommend unbiased financial strategies.

Our services

We believe retiring successfully isn’t just about your pension, investments, and savings that you have accumulated. It’s about how you want your money to give you the lifestyle you want. That’s why we focus on getting to know you to understand your concerns and goals to ensure that we address them.

We are here for people at every stage of retirement:

1. People retiring soon:

It’s never too soon to begin thinking about what retirement lifestyle you want to live. Our advice will guide you to identifying what lifestyle you want to live and how you get there.

2. People retiring now:

If you’re retiring now, there’s plenty to think about. It can be daunting, but our specialists will organize your retirement income and get you to where you want to be.

3. People who have already retired:

Having an ongoing strategy with regular reviews is still important even if you took financial advice prior to retirement.

Where to find us
Head office address: Suite 5, West Lancashire Investment Centre,, Maple View,, Skelmersdale,, WN8 9TG
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
  • icons
    Face to face

Similar advisers near you

Independent Financial Adviser 1.22 mi
We make the complex understandable, take all the time you need and deliver value for money.
 
Independent Financial Adviser 1.67 mi
Our mission is to improve the returns of your pensions & investments by minimising costs & maximising the value of financial advice.
 
Independent Financial Adviser 2.47 mi
We provide advice for life and ensure that our recommendations are suitable for your current circumstances.
 
Independent Financial Adviser 3.58 mi
"WINNER: BEST SMALL ADVISER OF THE YEAR" - Sesame Bankhall Group Conference 2020. We are a family run business offering full holistic financial planning with over 40 years experience.