M L Financial Associates Limited

Independent Financial Adviser The Main Barn, Elm Farm Business Park, Norwich Common, Wymondham, Norfolk, NR18 0SW

First meeting at adviser's own cost

Response rating

7.0 /10

9th December 2019

Innovative solutions from experienced professionals and a brand you can trust

We can advise you on

Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- SIPPs
- Stakeholder
Financial planning
- Wealth management
Investments
- ISA / Unit Trusts / OEICs
- Investing for income
- Investment trusts
- OEICs
- Offshore investments
- Traded endowment policies
- Unit trusts
Insurance & protection
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
Business
- Corporate pension
- Employee benefits
- Group Pension/Stakeholder
- Group Protection/Life Insurance
- Group critical illness
- Group income protection
- Group life insurance

Make an enquiry Request a call back 01953 536926 Recommend to a friend

Meet our advisers

Simon Lister Dip PFS

IFA/Company Director

Qualifications & Accreditations Hide qualifications

R02 - Investment Principles (CII)

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

CF9 - Pensions Simplification (CII)

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

G60 - Pensions (CII)

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

CeMAP - Certificate in Mortgage Advice and Practice (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

AF5 - Financial Planning Process (CII)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

J01 - Personal Tax (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

J08 - Financial Planning Practice (CII)

This qualification helps advisers develop and demonstrate their financial planning capabilities.

CeFa - Certificate for Financial Advisers

This qualification assess a knowledge and understanding of the Financial Services environment, UK Financial Services and Regulation, the principles of investment, investment products, financial protection, retirement planning and investment advice knowledge.

Craig McClurg BA Hons, Dip PFS

IFA/Company Director

Qualifications & Accreditations Hide qualifications

R05 - Financial Protection (CII)

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

AF5 - Financial Planning Process (CII)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

H15 - Supervision and Sales (CII)

This examination assessed specialist supervisory knowledge and skills in the regulatory environment.

DipFA - Diploma for Financial Advisers (LIBF)

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

J01 - Personal Tax (CII)

J06 - Investment Principles, Markets and Environment (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

What our clients say

"Simon has been different to any other Financial Adviser I have met in that he constantly creates new opportunities for me to invest which satisfy my individual and entrepreneurial style while always ensuring that I fully understand the decisions I make."

Karl Jerman, Norwich, Norfolk

"Having settled for such a poor service and investment offering from my bank for so many years, I am delighted that a friend introduced me to Craig as he now looks after both my business and family affairs in such a different and innovative way when compared to my previous adviser."

Darren Oliver, Northampton, Northants

"Having trusted Craig with the financial planning of both my family and my business, I continue to be reassured that he not only fully understands and appreciates my specific needs but spends time with me to ensure we remain on course with our objectives."

Andrew Holt, Lutterworth, Leics

Where to find us

The Main Barn, Elm Farm Business Park, Norwich Common, Wymondham, Norfolk, NR18 0SW

Make an enquiry

About us

At ML, we help clients achieve their financial goals by focusing on maximising our clients’ wealth whilst ensuring the same clients protect all they have built up over the years. With expert advice in all financial areas such as Pensions, SIPPS, Savings, Investments, Protection Plans and Trust Planning, our clients are extremely well looked after from the time they identify their goals through to when they achieve them.

Our services

Our vision is to become “the Independent Financial Adviser of choice in the South East of England”, as much for the demonstrable care and attention we pay to our clients’ requirements, the quality of our advice and our ongoing review process.

Our values are those of “integrity, openness and fairness”.

Our behaviours, well practiced by all who work at ML, are founded in the belief “that nothing is too much trouble for our clients where excellent customer service within a safe and secure regulatory framework are part of our culture, not the exception”.

Make an enquiry Request a call back 01953 536926 Recommend to a friend

We can advise you on

Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- SIPPs
- Stakeholder
Financial planning
- Wealth management
Investments
- ISA / Unit Trusts / OEICs
- Investing for income
- Investment trusts
- OEICs
- Offshore investments
- Traded endowment policies
- Unit trusts
Insurance & protection
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
Business
- Corporate pension
- Employee benefits
- Group Pension/Stakeholder
- Group Protection/Life Insurance
- Group critical illness
- Group income protection
- Group life insurance

Advice methods

Telephone
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£50,000

Minimum pension value

£50,000

Minimum mortgage value

£0

Make an enquiry Request a call back 01953 536926 Recommend to a friend

Contact options

Make an enquiry Request
a call back 01953 536926 Recommend to a friend

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