Mercier Allen & Associates Ltd

Independent Financial Adviser Finance House, 43-44 Carfax, Horsham, West Sussex, RH12 1EQ

First meeting at adviser's own cost

Response rating

7.0 /10

16th September 2019

Mercier Allen is an established Horsham based IFA practice. We are independent and provide a professional, friendly, jargon free service.

We can advise you on

Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Life insurance
Tax & trust planning
- Capital gains tax
- Estate planning
Business
- Group pensions
Long Term Care
- Long term care

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Meet our advisers

Neil Mercier DipPFS, Cert CII (MP)

Advising Principal

Qualifications & Accreditations Hide qualifications

CF3 - Financial Protection (CII)

This examination assesses a knowledge and understanding of financial protection plans.

CF4 - Retirement Planning (CII)

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF8 - Certificate in Long-Term Care Insurance (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

J02 - Trusts (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

J05 - Pension Income Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

R03 - Personal Taxation (CII)

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

R02 - Investment Principles (CII)

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

CF6 - Certificate in Mortgage Advice (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

R01 - Financial Services, Regulation and Ethics (CII)

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

J04 - Pension Funding Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

J10 - Discretionary Investment Management (CII)

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

CF2 - Investment and Risk (CII)

This examination assesses a knowledge and understanding of investment products and the risks involved.

What our clients say

We recently visited Neil for a meeting to update the situation regarding the financial position of a relative suffering from dementia. The discussion was held in a very relaxed atmosphere and we were advised that the decisions taken previously were working well and only a few minor adjustments were needed to keep her financial position secure. We were able to leave feeling relaxed that her future was in safe hands.

L B, Horsham

Where to find us

Finance House, 43-44 Carfax, Horsham, West Sussex, RH12 1EQ

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About us

Mercier Allen is a trusted, established local company providing a professional and personable service to our existing clients, local businesses and private individuals.

We pride ourselves on the quality of service we provide and are able to offer flexible appointment times.

We cover the full spectrum of advice including wealth management, retirement planning, pension transfers, flexible & capped pension drawdown, savings and investments, inheritance tax planning, ISA's, OEICS and unit trusts. Please note: We are pleased to offer home visits for any client that has mobility issues as our offices are first floor without a lift.

Our services

We believe that professional financial advice can add significant value to individuals and businesses.
We act with integrity in everything we do, our reputation depends on it.
We deliver high standards of service.
We will do what we say we will do.
We will be honest open and transparent with you at all times.
You have every right to expect value for money from us, we will always strive to deliver this.
Our business has grown since inception through word of mouth, personal and professional referrals.
Our clients value our service, and our integrity.

Compliance

Mercier Allen and Associates Limited is an Appointed Representative of IN Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

Registered in England and Wales Number 5440169
Registered Office: 43-44 Carfax, Horsham, West Sussex RH12 1EQ

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We can advise you on

Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Life insurance
Tax & trust planning
- Capital gains tax
- Estate planning
Business
- Group pensions
Long Term Care
- Long term care

Advice methods

Face to face

Preferred clients

Minimum wealth (income/assets)

£100,000

Minimum pension value

£100,000

Minimum mortgage value

£0

Compliance

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Contact options

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