Mercier Allen & Associates Ltd
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
This examination assesses a knowledge and understanding of financial protection plans.
This examination assesses a knowledge and understanding of investment products and the risks involved.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.
At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills
Mercier Allen is a trusted, established local company providing a professional and personable service to our existing clients, local businesses and private individuals.
We pride ourselves on the quality of service we provide and are able to offer flexible appointment times.
We cover the full spectrum of advice including wealth management, retirement planning, pension transfers, flexible & capped pension drawdown, savings and investments, inheritance tax planning, ISA's, OEICS and unit trusts. Please note: We are pleased to offer home visits for any client that has mobility issues as our offices are first floor without a lift.
We believe that professional financial advice can add significant value to individuals and businesses.
We act with integrity in everything we do, our reputation depends on it.
We deliver high standards of service.
We will do what we say we will do.
We will be honest open and transparent with you at all times.
You have every right to expect value for money from us, we will always strive to deliver this.
Our business has grown since inception through word of mouth, personal and professional referrals.
Our clients value our service, and our integrity.
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