Morrison Personalised Wealth Management

Independent Financial Adviser  80 Avontoun Park, Linlithgow, West lothian, EH49 6QQ
First meeting at adviser's own cost
Chartered - Highly recommended, experienced, highest level qualifications. Video calls, telephone and face to face advice.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Long term care
Response rating
9.0/10
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FCA authorised
Last authorised 19th October 2020
Meet our advisers
Ian Morrison
Chartered Fellow Financial Planner, Director

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to business.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

This qualification assesses a broad understanding of the principles of private client investment within the context of the current regulatory environment

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

FCSI membership is full membership of the CISI, and denotes an outstanding commitment to achieving the highest levels of knowledge, skills and behaviour. It is awarded to those with a suitable combination of qualifications and experience.

Accreditations
Certified Financial Planner Chartered Financial Planner
What our clients say
We are delighted to have Ian as our Financial Adviser
John and Julia Grindley, Edinburgh
Delighted with all aspects of the service.
Brendan McGuirk, West Lothian
It's always a pleasure to talk or meet with Ian Morrison. I feel very comfortable with him, he has my best interests at heart. Getting involved with Mr Morrison is the best thing I have done regarding my investments and planning. I have complete confidence in him and his knowledge. I would recommend Ian to anyone.
Rae Family, Motherwell
Professional, approachable, extremely competent, thorough
Paul Jackson, Stroud
I do not think that Ian could have done anything better for me. I am very pleased with the first class service he has given.
Mr G and Mrs P Gardner, Gloucestershire
We are totally satisfied with the service and advice Ian provides. Ian made himself available to us, as he does to this day, always engaging, friendly and enthusiastic. His capacity to explain the morass of financial jargon in plain language has been enormously helpful, and he made no attempt to influence our risk profile one way or the other, which was appreciated. To us, Ian is honest, trustworthy & extremely knowledgeable.
Mr T and Mrs L Robison, Scotland
We discussed in detail how our lives are now and what we would like from our investments, he checked what was important to us and explained everything to us at each stage in plain language that I was able to understand. His knowledge was second to none and he was able to answer most questions straight away or if he couldn't he would find out and get back to me promptly.
Mr G and Mrs L Miller, Scotland
That is the first time in my life that I've had pensions advice that I understood and made me feel less worried for the future so thank you so much! So much so that I have already logged in and registered for salary sacrifice. I look forward to your advice on my other legacy pensions soon. Best Regards
Mrs J. Bus., Scotland
We have very much enjoyed spending time with you and we are grateful to you for the advice you have given us at this stage in our biological and financial lives. We have also added your word 'content' to our vocabulary. You have many 'people skills' plus your considerable financial skills. With all best wishes and thanks.
Dr. J and Dr. O Walker, Scotland
About us

Transparent, professional, highly qualified.

Your values, needs and objectives are listened to and understood. Morrison PWM act as your trusted advisor, discussing what's important to you and guiding you with a friendly, professional, thorough and collaborative approach to financial planning.

Together we find out what your concerns are and how to create peace of mind and security for your financial future.

Our services

Client's like the assurance of highly skilled, expert advice which is delivered in a friendly, approachable way with no jargon and no pretence.

We listen to our clients and try to understand them and their desires. We create a plan that aims to achieve peace of mind and security for the long-term.

Where to find us
Head office address: 80 Avontoun Park, West Lothian, Linlithgow, EH49 6QQ
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 19th October 2020

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