This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
People choose MSC because we offer three things they want from a Financial Planner:
Clarity – On their financial position, both now and in the future
Guidance – On how best to plan ahead
Trust – A relationship to support them along the way
Financial Planners need to understand pensions, investment and taxes. But it’s equally important to understand people. They need to know what matters most to you, including your attitude to money.
We like to think we’re good at this.
Our clients come from all walks of life with different needs and concerns, but there are always some similarities. They want to:
Protect what they’ve saved and make assets work for them
Approach tax pragmatically without paying more than is necessary
Reach and maintain financial independence
Ensure money is left behind when they’re gone
By understanding how your finances change over your lifetime, it’s easier to know where to invest. It helps you make informed decisions about where to put money and how much you can spend.
There’s always more than one choice, and we’ll discuss your options before making a decision.
I specialise in the areas of Investments, Pension building, Pension Transfers and Retirement Planning for ongoing income.
My expertise in Investments and Retirement Investing helps me to put my clients in a stable, tax efficient yet flexible financial position, with a fully comprehensive ongoing service if required.
My aim is to make your current position clear, your desired outcome attainable and the steps in between logical.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.