Nigel Wearden - Philip T English IFS Ltd

Independent Financial Adviser  59 Bath Road, Banbury, Oxon, OX16 0TU
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FCA authorised
Last authorised 2nd August 2021
Well-qualified IFA with over 20 years' experience. Please read about my 5 commitments to giving best advice for more information.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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EEA
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Rest of world
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Long term care
Meet our advisers
MR Nigel Wearden
IFA
About us

I am an experienced, well-qualified IFA, benefiting from the resources and expertise of a long established (1972) and respected independent financial advisory firm, Philip T. English IFS Ltd.

In my 20 years of experience, I have based my advisory process around five key commitments that I believe add real value to my clients’ financial planning needs.

Five commitments to ensuring ‘best advice’:

1. Truly independent fee-based advice

As an IFA, I must demonstrate to you and our regulator, the Financial Conduct Authority (FCA), that I provide impartial, unbiased advice. Philip T. English IFS Ltd are not tied to or affiliated in anyway whatsoever to any banks, investment houses or financial companies. We act for you.

2. Helping you to make informed decisions with confidence

My goal is to ensure that you feel both confident and informed in the decisions you make.

3. A personalised and holistic approach

Although you may be seeking advice in one particular area —for example, pensions or investments— many areas of financial planning are interlinked and interdependent (in particular, regarding your tax situation). I always take this into consideration when advising you..

[Continued in 'Our Services' section below]

Our services

4. A plan for life’s two certainties

Death and taxes are two commonly accepted certainties in life.

It is important that we do not inadvertently disadvantage ourselves by not planning appropriately when we transfer, buy, sell, and draw income and pension monies to avoid paying extraordinary taxes. This is true also when making plans for inheritance.

We are committed to ensuring that our clients do not inadvertently pay more taxes than they really should.

5. Leveraging the expertise and resources of Philip T. English IFS Ltd - Established 1972.

Final note:

I offer an initial consultation without obligation. Thank you.

Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
  • icons
    Face to face

59 Bath Road, Banbury, Oxon, Banbury, Oxon, OX16 0TU

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