I am an experienced, well-qualified IFA, benefiting from the resources and expertise of a long established (1972) and respected independent financial advisory firm, Philip T. English IFS Ltd.
In my 20 years of experience, I have based my advisory process around five key commitments that I believe add real value to my clients’ financial planning needs.
Five commitments to ensuring ‘best advice’:
1. Truly independent fee-based advice
As an IFA, I must demonstrate to you and our regulator, the Financial Conduct Authority (FCA), that I provide impartial, unbiased advice. Philip T. English IFS Ltd are not tied to or affiliated in anyway whatsoever to any banks, investment houses or financial companies. We act for you.
2. Helping you to make informed decisions with confidence
My goal is to ensure that you feel both confident and informed in the decisions you make.
3. A personalised and holistic approach
Although you may be seeking advice in one particular area —for example, pensions or investments— many areas of financial planning are interlinked and interdependent (in particular, regarding your tax situation). I always take this into consideration when advising you..
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4. A plan for life’s two certainties
Death and taxes are two commonly accepted certainties in life.
It is important that we do not inadvertently disadvantage ourselves by not planning appropriately when we transfer, buy, sell, and draw income and pension monies to avoid paying extraordinary taxes. This is true also when making plans for inheritance.
We are committed to ensuring that our clients do not inadvertently pay more taxes than they really should.
5. Leveraging the expertise and resources of Philip T. English IFS Ltd - Established 1972.
I offer an initial consultation without obligation. Thank you.
59 Bath Road, Banbury, Oxon, Banbury, Oxon, OX16 0TU
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