Otter Financial Services Ltd

Independent Financial Adviser  62 Mill Street, Devon, Ottery St. Mary, EX11 1AF
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FCA authorised
Last authorised 7th June 2021
Independent financial advice to people in Devon who want to retire, are close to retirement or who’ve already finished work.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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OEICs
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Payment protection insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Long term care
Meet our advisers
MR Damien Clyburn
Financial Planner
MR Rob Muscutt
Financial Planner
About us

We are Independent Financial Advisers with a long history of providing financial advice to the people of Devon.

We work with people who are:

• Planning for their retirement
• Wanting to finish work now
• Already retired

Only working with these groups means we have an in-depth knowledge of their financial issues, problems and challenges. As well as the potential solutions.

For most people, a successful retirement means having a financial plan and someone you can work with to make the big decisions, such as:

“Do I have enough money to retire yet?”
“What level of income do I need in retirement?”
“Can I afford to retire early?”
“What’s the best way of turning my pension in to an income?”
“How can Pension Freedoms help me?”
“How much will the State Pension give me?”
“How can I leave my pension to my loved ones when I die?”
“Should I keep, or transfer, my Final Salary pension?”

We can answer these questions, and more, as part of a comprehensive financial plan to give you a secure retirement.

We offer face to face advice, either from our office in Ottery St Mary, your home or another location convenient to you.

Our services

There’s one thing we do better than anything else:

Planning.

A successful retirement means having a plan; starting with understanding what you want to achieve and then arranging your finances accordingly.

That’s what we do.

But all plans can be thrown off course by events, changes to your circumstances and other headwinds. So, we’ll update your plan regularly, to make sure you stay on track for a financially secure retirement.

Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
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    Face to face

62 Mill Street, Devon, Ottery St. Mary, EX11 1AF

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