Panoramic Wealth Management Ltd

Independent Financial Adviser  Panoramic Wealth Management Ltd, Tunbridge wells, Kent, TN1 1NU
First meeting at adviser's own cost
Panoramic is open as usual and although we are limiting face to face meetings, we are as always, on the end of the phone for everyone and anyone that needs to talk about anything.
We can advise you on
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Auto enrolment
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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SIPPs
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Building your home
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Large business
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Life insurance
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Small business
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Capital gains tax
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Estate planning
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Taxation planning
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group life insurance
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Long term care
Response rating
9.5/10
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FCA authorised
Last authorised 21st September 2020
Meet our advisers
Gary Jefferies ACII FPFS
Director

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.

This qualification assessed a knowledge and understanding of portfolio investment management.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

This examination assessed knowledge and understanding to analyse and evaluate a client’s circumstances and financial needs and produce a holistic financial solution based on an in-depth knowledge of financial services products.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This examination demonstrated that the individual has a knowledge and understanding of all financial planning aspects of running a business and an ability to advise clients appropriately.

Accreditations
Certified Financial Planner Chartered Financial Planner
Dominic Bowen
Financial Planner
Ross Jefferies
Financial Planner
What our clients say
I was owner and Managing Director of DPS Direct Mail for 13 years and Gary has advised me for over 15 years in all areas of my financial planning. This advice included tax efficient solutions for my personal investments when I sold the major stake in DPS in 2005. During my DPS years we employed 150+ employees and he advised us in all areas of our Corporate activities and never let us down. I am now involved in a range of Global Businesses and I still seek Gary's advice and experience to help with my strategic planning going forward. I am happy to strongly recommend Gary's services to anyone in need of impartial, honest and sound financial planning and investment advice.
TH, Managing Director TerraQue
We first found Gary online in 2007 after we sold our share in, a specialist schools catering Business. We were looking to invest a proportion of our overall funds, so that funds were in place for eventual retirement to supplement our existing pensions which were some way off. We discussed how we were prepared to take an element of risk to provide for growth in the future and eventually an income. From time to time we have used some of the portfolio to assist our children to purchase their first properties. From Gary’s advice and the manner in which the funds have been arranged we have extracted very tax efficiently each time. Gary has also assisted us in respect of Buy to Let matters as well estate planning for us. In addition when our daughters inherited funds from their grandmother he also advised them regarding their investment portfolios.
SF and RW, - Ealing
When young there never seems to be enough time to attend to financial matters of import and when we are older we spend time contemplating “what might have been”. Thankfully we met Gary Jefferies and still had sufficient time to plan important partnership and investment strategies. We received sound and sensible investment advice. When considering Estate Planning we were able to direct money into investment contracts whilst still having the option to access if circumstances changed. When a family member experienced a major life threatening change Gary provided clear objective advice and guidance when clear thinking was a real challenge for those involved. It is refreshing to find an advisor who is so willing to exceed expectations Panoramic Wealth offers a very safe pair of hands which might be envied by some of our national teams.
E&SJ, - Sevenoaks
Killgerm Group Ltd has been associated with Gary for over 20 years. We are an International Distributor of Pest Control products with over 150 employees most of whom are based in the United Kingdom. Gary has advised us in respect of all our Corporate Requirements for Pension arrangements including Auto Enrolment, in addition to other employee benefits provision. He also advises Main Board Directors in respect of their corporate and individual requirements.
PK, Chairman Killgerm Group
About us

At Panoramic Wealth Management, as a family run business ourselves, we understand what it is that want for you and your family. We also empathise that we are all on individual financial journeys and are often living busy, ever changing lives.

With this in mind, we dedicate ourselves to understand you as an individual along with your financial and lifestyle objectives. Together, we can plan towards the future and help you live the life that you aspire to and it is that having that enjoyment in life that we see as our main mantra. Not only can we instil confidence to invest but also a confidence to spend.

We understand that everyone is on individual financial journeys and we’re all living in our own unique and changing personal landscapes. This is why there is not a one-size-fits-all approach and instead opt for a bespoke offering too all our clients.

Panoramic Wealth Management is a Financial Planning Firm that focuses on lifestyle planning. This involves providing advice to both corporate and private clients as to where they are now and what they want their financial future to be.

Many of our clients have been with us for the 30 years that we have existed as a firm which is the relationship that we aim to have moving forwards.

Our services

As a team, we provide a wide array of services as well as covering different generations of clients.

Gary is a Chartered Financial Planner and a Fellow of the Personal Finance Society (PFS). He was the Vice Chairman of the Personal Finance Society when it was known as The Society of Financial Advisers.

Dominic spent 30 years at Scottish Widows as a Pensions Specialist, a role that has prepared him to hit the ground running at Panoramic.

Ross joined in 2014 and has been concentrating on providing Mortgage and Protection advice whilst completing further exams and is now a Financial Planner. He aims to provide education and awareness to the next generation of clients alongside advice. Ross also sits on the Committee for the CISI Young Professionals Network and Sevenoaks Chamber of Commerce Next Gen Group.

Where to find us
Head office address: Panoramic Wealth Management Ltd, 16 Lonsdale Gardens, Kent, Tunbridge Wells, TN1 1NU
Service coverage
Preferred clients
Minimum wealth (income/assets)
£250,000
Minimum pension value
£100,000
Minimum mortgage value
£125,000
Advice methods
  • phoneButton
    Telephone
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
9.5/10
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FCA authorised
Last authorised 21st September 2020

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