Panoramic Wealth Management Ltd
19th August 2019
Panoramic Wealth Management helping you complete your personal financial journey.
We can advise you on
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Pensions & retirement
- Auto enrolment
- Pension drawdown
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Mortgages
- Building your home
- Buy to let
- Buying first home
- Equity release
- High loan to value
- Next home / Remortgaging
- Self-employed mortgages
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Financial planning
- Wealth management
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Investments
- Ethical investments
- ISAs
- Investing for income
- OEICs
- Socially responsible investments
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Savings
- Lump sum
- Regular savings
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Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance
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Tax & trust planning
- Capital gains tax
- Estate planning
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Business
- Employee benefits
- Group pensions
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Long Term Care
- Long term care
Meet our advisers
Gary Jefferies ACII FPFS
Director
Qualifications & Accreditations
CFP - Certified Financial Planner Licence (IFP)
An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.
MAQ - Mortgage Advice Qualification (CII)
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
G10 - Taxation and Trusts (CII)
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
ACII - Associateship Examination (CII)
Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.
FPFS - Fellow, Personal Finance Society (PFS)
To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
H25 - Holistic Financial Planning (CII)
This examination assessed knowledge and understanding to analyse and evaluate a client’s circumstances and financial needs and produce a holistic financial solution based on an in-depth knowledge of financial services products.
Chartered Financial Planner (CII)
Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
AFPC - Advanced Financial Planning Certificate (CII)
In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.
G70 - Investment Portfolio Management (CII)
This qualification assessed a knowledge and understanding of portfolio investment management.
G20 - Personal Investment Planning (CII)
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
K20 - Pensions Investment Options (CII)
This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.
K10 - Retirement Options (CII)
This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.
G60 - Pensions (CII)
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
G30 - Business Financial Planning (CII)
This examination demonstrated that the individual has a knowledge and understanding of all financial planning aspects of running a business and an ability to advise clients appropriately.
CF8 - Certificate in Long-Term Care Insurance (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
Accreditations
Dominic Bowen
What our clients say
We first found Gary online in 2007 after we sold our share in, a specialist schools catering Business.
We were looking to invest a proportion of our overall funds, so that funds were in place for eventual retirement to supplement our existing pensions which were some way off. We discussed how we were prepared to take an element of risk to provide for growth in the future and eventually an income.
From time to time we have used some of the portfolio to assist our children to purchase their first properties. From Gary’s advice and the manner in which the funds have been arranged we have extracted very tax efficiently each time. Gary has also assisted us in respect of Buy to Let matters as well estate planning for us. In addition when our daughters inherited funds from their grandmother he also advised them regarding their investment portfolios.
When young there never seems to be enough time to attend to financial matters of import and when we are older we spend time contemplating “what might have been”.
Thankfully we met Gary Jefferies and still had sufficient time to plan important partnership and investment strategies. We received sound and sensible investment advice.
When considering Estate Planning we were able to direct money into investment contracts whilst still having the option to access if circumstances changed.
When a family member experienced a major life threatening change Gary provided clear objective advice and guidance when clear thinking was a real challenge for those involved. It is refreshing to find an advisor who is so willing to exceed expectations Panoramic Wealth offers a very safe pair of hands which might be envied by some of our national teams.
Killgerm Group Ltd has been associated with Gary for over 20 years. We are an International Distributor of Pest Control products with over 150 employees most of whom are based in the United Kingdom. Gary has advised us in respect of all our Corporate Requirements for Pension arrangements including Auto Enrolment, in addition to other employee benefits provision. He also advises Main Board Directors in respect of their corporate and individual requirements.
I was owner and Managing Director of DPS Direct Mail for 13 years and Gary has advised me for over 15 years in all areas of my financial planning. This advice included tax efficient solutions for my personal investments when I sold the major stake in DPS in 2005. During my DPS years we employed 150+ employees and he advised us in all areas of our Corporate activities and never let us down. I am now involved in a range of Global Businesses and I still seek Gary's advice and experience to help with my strategic planning going forward. I am happy to strongly recommend Gary's services to anyone in need of impartial, honest and sound financial planning and investment advice.
Where to find us
Panoramic Wealth Management Ltd, 16 Lonsdale Gardens, Kent, Tunbridge Wells, TN1 1NU
Make an enquiryAbout us
At Panoramic Wealth Management we have two mantras. The first says that we want our clients to have the same financial security as we want for ourselves and our own families. The second says that ‘one-size doesn’t fit all’ - we’re all on individual financial journeys and we’re all living in our own unique and changing personal landscapes. Panoramic Wealth Management is an Independent Financial Advisers advising both corporate and private clients with many trusted advisory relationships for over 20 years. Gary Jefferies a Chartered Financial Planner, offers clients the benefit of his 30 years industry experience. His advice is geared to high net worth individuals. This includes many business owners both current and retired providing them an overall solution to their financial requirements. Gary is able to advise on all areas of pension planning including pension freedoms as well as tax efficient investment planning.
Our services
We specialise in helping you to realise your financial ambitions and objectives with solutions which perfectly reflect your own personal life journeys and landscapes. As part of our process we dedicate ourselves to getting to know about your overall circumstances and objectives for both now and in the future. This being the first step in a journey purposely designed to help you to meet your long-term financial goals.
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Established 1985, four Chartered Financial Planners providing independent advice; wealth management, retirement & later-life planning and employee benefit arrangements.
Your future is important whatever your stage in life from repaying debt to ensuring you never run out of money!
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