Phil Anderson Financial Services Ltd

Independent Financial Adviser  12a Carden Place, Aberdeen, City of aberdeen, AB10 1UR
First meeting at adviser's own cost
NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland Finance Awards 2018 - Independent Financial Advisors of the Year - Scotland
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Critical illness
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Healthcare
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Home and leisure
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Income protection insurance
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Life insurance
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Payment protection insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Response rating
9.7/10
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FCA authorised
Last authorised 14th September 2020
Meet our advisers
Philip Anderson DipPFS, Adv CeMAP
Managing Director

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of the regulatory and practical implications of the Treating Customers Fairly initiative.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, lifetime mortgage products and the giving of mortgage advice.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification helps advisers develop and demonstrate their financial planning capabilities.

Peter Brown
Independent Financial Adviser

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

Kevin Philip
Financial Planner

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
I have known Phil for many years now and have gone to him for advice on more than one occasion - I've also recommended him to many family and friends, and the feedback is always that he is very helpful and very personable! I have always found Phil to give excellent advice on mortgages, insurance, and pensions. Explains things in simple terms, but gives enough details for you to understand what you're getting in to. Phil always has his client's best interests at heart. Will definitely use again in the future and would recommend to anyone looking for financial advice.
Nicola Allan, Aberdeen
I have used Phil Anderson Financial Services for a number of years now and rate the services as first class. Phil's knowledge of the financial sector is second to none, he is meticulous and extremely trustworthy. Phil has been very helpful to me recently after I became a contractor and has recommended some very good products, which I now use. I highly recommend Phil Anderson Financial Services
David Horne, Ellon
I have known and worked with Phil for over ten years now - and I always go back to him because of one thing - he can be trusted. Phil is honest, puts the facts in front of you and advises on the options available - its a real treat. Doesn't try and sell you something you don't need, but lets you know its there if you need it. I do not intend looking for another Financial Advisor anytime in the foreseeable future.
Peter Walker, Oldmeldrum
Phil has a very pleasant manner and is always amenable. He is well organised and offers many suggestions and options. Phil is prepared to give of his time to research the best possible solutions to his clients' requests. I have recommended his services to others and they have been suitably impressed.
Wilma Moir, Ellon
After the down turn in the Oil & Gas industry i became redundant and decided to look at my finances. Firstly i spoke with Phil Anderson who quickly set me up with Ryan being the best man for advice on what I was wanting, Ryan set me straight with the pension and what i could and couldn't do with it. Ryan put me on the right track with the advice he gave me and ensured I got what I was aiming for at the end of the day. He made it easy for me to understand without loosing me in all the terminology. Ryan organised what i wanted effortlessly, nothing was a problem for him.
Scott Robertson, Aberdeenshire
Laura gave us some brilliant advice, answering any questions we had and was extremely helpful. We weren't even sure owning our own home would ever be possible but Laura made it happen for us. It is very clear she is not only great at her job but that she takes great pride and enjoys being a part of your journey. We bought our first home, which was a dream home to us.
Robert Peter, Aberdeenshire
About us

Award-winning Independent Financial Advisers with branches in Aberdeen, Ellon, Peterhead, Fraserburgh, Inverurie, Newmachar, Westhill, Aboyne and Caithness.

Recent awards the company has won include -

NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland

Aberdeen & Grampian Chamber of Commerce Northern Star 2018 Business Awards - Winner Staff Matter

Finance Awards 2018 - Independent Financial Advisors of the Year - Scotland

International Finance Awards 2018 - Best Financial Services Firm - Scotland

Original 106 Pride of Aberdeen Awards 2017 - Employer of the Year

International Finance Awards 2017 - Best Independent Financial Advisers - Scotland

Finance Awards 2016 - Best Financial Advisory Firm - Northern Scotland

Finance Awards 2016 - Award for Outstanding Client Service

Finance Awards 2015 - Best Financial Advisory Firm - Northern Scotland

Best of the Best Business Awards 2015 - Best Customer Service

Best Business Awards 2013 - Best Corporate Social Responsibility

Our services

We are very flexible with appointment times and can see clients in their own home or one of our offices. We aim to provide clients with the best financial products and very best service. At the Finance Awards 2018 we won the award for the Independent Financial Advisors of the Year - Scotland.

Where to find us
Head office address: 12a Carden Place, Aberdeen, Aberdeenshire, AB10 1UR
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
9.7/10
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FCA authorised
Last authorised 14th September 2020

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Coronavirus (COVID-19) With regards to the rapidly changing situation with Coronavirus, we have decided to take a number of actions to protect our clients, staff members and their wider families. WE ARE NOW OPEN FOR FACE TO FACE BUSINESS WITH THE FOLLOWING RESTRICTIONS IN PLACE: A maximum of 2 people can attend appointments, as this will allow us to maintain the 2 metre social distancing rules at all times. If you have children, we request that you do not bring them to the office at this time. You will be unable to use our toilet facilities. You will be asked to use our hand sanitiser on entering the office and when leaving. Please observe and follow the signs on the floor. As we are restricting the number of people in the office, you may be asked to wait outside (or in your car) until the previous clients have left. If you are feeling unwell prior to your appointment, please do not attend but give us a call to either rearrange or convert to a telephone appointment. If you appear to be unwell or are coughing, we will politely ask you to leave and either arrange a phone appointment or rearrange for a later date. The office will be fully cleaned between appointments. We thank you for your understanding during these strange times, but if you have any concerns, please don't hesitate to contact us.
 
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We can be judged by the willingness of many of our clients to recommend us to their family, friends & colleagues.