Phil Anderson Financial Services Ltd

Independent Financial Adviser  Newton View, Wick, KW1 5TP
First meeting at adviser's own cost
Award-winning Independent Financial Advisers with branches in Caithness and Aberdeenshire. NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland
We can advise you on
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Annuity purchase
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Auto enrolment
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
Response rating
10/10
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FCA authorised
Last authorised 6th December 2021
Meet our advisers
MR Phil Anderson
Managing Director

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of the regulatory and practical implications of the Treating Customers Fairly initiative.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, lifetime mortgage products and the giving of mortgage advice.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

This qualification helps advisers develop and demonstrate their financial planning capabilities.

MR Richard Bain
Mortgage & Protection Adviser

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

MR Peter Brown MLIBF
Independent Financial Adviser

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

About us

We are award-winning independent financial advisers. We deal with pensions, investments, mortgages and protection. We cover the whole of Caithness and offer home visits and flexible meeting times.

Recent awards the company has won include -

NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland

Northern Star Business Awards 2018 - Winner Staff Matter

Finance Awards 2018 - Independent Financial Advisors of the Year - Scotland

International Finance Awards 2018 - Best Financial Services Firm - Scotland

Finance Awards 2016 - Best Financial Advisory Firm - Northern Scotland

Finance Awards 2016 - Award for Outstanding Client Service

Finance Awards 2015 - Best Financial Advisory Firm (Northern Scotland)

Best of the Best Business Awards 2015 - Best Customer Service

Our services

We love helping our clients by making financial planning as simple as possible. We offer independent advice on mortgages, pensions, investments and protection.

We aim to make buying a home as simple as possible for our mortgage clients.

We aim to help our clients become better off in retirement and we also love helping people retire early.

We are very flexible with appointment times and can see clients in their own home or at one of our offices across Scotland.

2019 NatWest Local Hero Mortgage Awards - Best Firm, Scotland

Where to find us
Head office address: Newton View, Hempriggs Row, Wick, KW1 5TP
Preferred clients
Minimum wealth (income/assets)
£51,000
Minimum pension value
£51,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Phil Anderson Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA no.631218. Registered in Scotland No. SC409185

Response rating
10/10
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FCA authorised
Last authorised 6th December 2021