Phil Anderson Financial Services Ltd

Independent Financial Adviser  8 Low Streeet, Banff, AB45 1AS
First meeting at adviser's own cost
Appointments available by telephone, Teams, Zoom and FaceTime. NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland Finance Awards 2018 - Independent Financial Advisors of the Year - Scotland
We can advise you on
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Annuity purchase
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Auto enrolment
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Payment protection insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Commercial mortgages
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
Response rating
10/10
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FCA authorised
Last authorised 2nd August 2021
Meet our advisers
MR Philip Anderson DipPFS, Adv CeMAP
Managing Director

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of the regulatory and practical implications of the Treating Customers Fairly initiative.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, lifetime mortgage products and the giving of mortgage advice.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification helps advisers develop and demonstrate their financial planning capabilities.

MR Kevin Philip
Financial Planner

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

MR Peter Brown
Financial Planner

This qualification assesses a knowledge and understanding of pension transfer options available and their implications, including income options, legislation and regulations impacting pension transfers, transitional issues as a result of different forms of protection, and the relationship between pension returns and options and investment and capital risk.

Ms Cheryl Horne Dip PFS
Financial Adviser

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

What our clients say
My wife and I got our mortgage organised by Phil’s mortgage advisor, Laura Mckay, back in November . It was one of the best moves we made . Within 2 weeks from start to finish we had our money agreed ready to purchase our new home , totally hassle free and a great friendly service . Cheers Laura and Phil
Kenneth Stapley, Peterhead
I have used Phil Anderson Financial services for a few years now and Phil has been tremendous. I have also recommended family and friends to Phil Anderson Financial services and they couldn’t believe how competitive and they also gave great strong advice. Whether it’s Mortgage, pensions or life assurance Phil has helped my family and friends and also myself to better deals keep up the good work
Ashley Canale, Oldmeldrum
Laura gave us some brilliant advice, answering any questions we had and was extremely helpful. We weren't even sure owning our own home would ever be possible but Laura made it happen for us. It is very clear she is not only great at her job but that she takes great pride and enjoys being a part of your journey. We bought our first home, which was a dream home to us
Robert Peter, Aberdeenshire
About us

Award-winning Independent Financial Advisers with branches in Aberdeen, Ellon, Peterhead, Fraserburgh, Banff, Inverurie, Westhill and Caithness. Recent awards the company has won include - NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland Aberdeen & Grampian Chamber of Commerce Northern Star 2018 Business Awards - Winner Staff Matter Finance Awards 2018 - Independent Financial Advisors of the Year - Scotland International Finance Awards 2018 - Best Financial Services Firm - Scotland Original 106 Pride of Aberdeen Awards 2017 - Employer of the Year International Finance Awards 2017 - Best Independent Financial Advisers - Scotland Finance Awards 2016 - Best Financial Advisory Firm - Northern Scotland Finance Awards 2016 - Award for Outstanding Client Service Finance Awards 2015 - Best Financial Advisory Firm - Northern Scotland Best of the Best Business Awards 2015 - Best Customer Service Best Business Awards 2013 - Best Corporate Social Responsibility

Our services

Our aim is to make money matters as easy and straightforward as possible. We are very flexible with appointment times and can see clients in their own home or one of our offices. We aim to provide clients with the best financial products and very best service. At the Finance Awards 2018 we won the award for the Independent Financial Advisors of the Year - Scotland.

Where to find us
Head office address: 8 Low Streeet, Banff, AB45 1AS
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Phil Anderson Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA no.631218. Registered in Scotland No. SC409185

Response rating
10/10
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FCA authorised
Last authorised 2nd August 2021

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